Software in the field of banking and finance; Software programs for common security shell for all modules of customer management software (CMS), definition of user groups, function level access matrix for a group, function level access matrix for a user, operation level access, encryption and decryption of data sent through WEB Ul; software programs for collection of domestic and foreign currency instruments both in physical and electronic form, invoice data capture and matching across collection methods and ' collection transaction processing systems, support for financing (guarantee credit and check purchase), support provision for discrete status regional and country level; software programs to facilitate fund transfer and cheque methods, in-country and cross border payments, invoice capturing, 2-tier reconciliation, MIS and reporting; software program for management of surplus liquid balances by transferring them to interest bearing accounts through sweep facility, programs for netting of receivables or payable advises using bi-lateral or uni-lateral arrangement; software programs for charge events and calculation methods for business partners, calculating receivable or payable charges, calculating charges at local or foreign currency, debiting user defined accounts; software programs for definition of accounting templates for different stage and transaction currencies, definition of Chart of Accounts, definition of accounting amounts for each general ledger (GL) in a given accounting templates, manual or auto authorisation of a voucher; software programs for interface with various' account payables or account receivables using common file format, interface cleaning engines, interface to bank's general ledger (GL) systems and interface to bank's CASA systems; computer hardware, apparatus and accessories

Software development, design and support services to the Banking and Financial sector, being services included in class 42