Insurance underwriting and financial services; monetary affairs; banking services, including banking services provided using automatic cash dispensers; providing banking and financial services in the framework of home banking services; estate management; securities brokerage; property management; preservation of money, securities, goods and precious objects; rental of safes; issuance of checks, credit cards, travelers' checks and other payment means; currency exchange and receipt; foreign currency exchange services; security trading; carrying out payments; telebanking; granting of credit and advice in this field; issuing of letters of credit; consumer loan and credit services; advice on loans; middleman services in the field of lending; preparation of financial instruments; granting and checking mortgages and mortgage orders; services provided by pension funds and investment funds; savings-and-pension funds; financial information services; tax consultancy; financial sponsorship of activities; insurance underwriting against insolvency and exchange risks; reinsurance services; credit life insurance; middleman service for financial analysis of companies; insurance brokerage; services provided to the insured by insurers offering them insurance subscriptions; services provided by insurance agents and brokers; group insurance underwriting; middleman services in connection with information for companies and individuals regarding their credit worthiness; factoring; holding company services, joint venture and investment trust companies; management and broker service with regard to real property; real estate rental; appraisal of real estate; hire-purchase financing; security deposits; advice with regard to financial services and monetary issues; issue of bonds; investment of loans by means of bonds and other financing instruments for companies, as well as advice in this field; savings bank services; issue by open-end investment trusts, issue of real-estate certificates and otther investment products and securities, as well as financial management of the investment products and securities mentioned before; finance company services; financing of industrial activities; investments; financing of company take-overs and advice in this field, project financing; advice provided to companies concerning the listing of securities at the stock market; issue of public instruments, such as government bonds and stocks, as well as mediation in the negotiation of such instruments; valuation of currencies, coins, works of art, postage stamps, jewelry and real property; clearing operations; brokerage services, especially factoring; debit and credit card services; fiduciary services; financial analyses, as well as information and advice relating thereto; electronic transfers of funds; debt collection agencies; studies in the financial and fiscal field, as well as in the insurance field; analyses of financial markets