Debt collection; debt collection agencies; organising of debt collections; national debt collection; repossession services; provision of advice on impaired debt; debt factoring; provision of information relating to debt factoring; reclamation of outstanding debts; recovery of debts; brokerage services relating to debt instruments; negotiation for the collection of cheques and bills of payment; organisation of financial collections; debt restructuring; finance services; advisory services relating to finance; arranging of finance; provision of finance; finance leasing; personal finance services; account debiting services; mortgage services; mortgage advice; mortgage lending; mortgage loans; arrangement of loans; money lending; money brokerage; insurance; arranging insurance; appraisals for insurance purposes; advice relating to insurance; arranging of credit insurance; real estate services; real estate agencies; real estate brokerage; rental of real estate; property appraisal; property management; annuity services; advisory services relating to credit; appraisals; providing information, including by electronic means and via a global computer network, about all of the aforesaid services