Brokerage services relating to debt instruments; debt management services; debt recovery; debt restructuring; organising of debt collections; advice regarding credit; advisory services relating to credit; collection of credit sales; consultancy services relating to credit; consultations relating to credit; consumer credit services; credit (financing); credit bureaux; credit card services; credit character investigations and reporting; credit rating agencies; financial credit services; preparation of credit rating reports; preparation of credit reports; provision of consumer credit; provision of credit facilities; provision of credit information; provision of credit rating; provision of credit rating reports; provision of credit; insolvency services (financial)