Bill payment services; card operated financial services; conducting of financial transactions; consumer credit services; credit (financing); credit card, charge card, cash card, payment card and debit card services; electronic payment services; electronic processing of transactions and payments via a global computer network; financial and financial leasing services; financial credit services; financial payment services; financial services; financial services including electronic payments and settlement, electronic payment services, credit card and bank account payment services; financial transaction services; hire purchase financing; internet based financial services; lease purchase financing; lending and credit services; loan services; microfinance lending services; payment administration services; payment of bills and accounts for others; payment processing services; payment transaction card services; providing payment option programs to businesses and consumers including to customers of retailers; rental purchase financing and leasing arrangements for rental of goods for home and business use; digital wallet payment services; online wallet payment services; electronic wallet payment services; advisory, consultancy and information services in relation to the foregoing