Computer software, computer hardware, peripheral equipment and apparatus for use in relation to gaming and gaming machines; computer software, computer hardware, peripheral equipment and apparatus for use in relation to adding and transferring funds to encoded tickets via a terminal for use in gaming venues; computer software, computer hardware, peripheral equipment and apparatus for use in relation to adding and transferring funds to encoded tickets, cards and tags via a terminal for use in gaming venues; computer terminals for use with encoded tickets in gaming venues; computer terminals for adding and transferring funds to encoded tickets in gaming venues; money transfer terminals; terminals for the electronic transfer of funds; computer software for enabling processing of electronic funds transfers and payments; smart cards, encoded cards, encoded credit cards, encoded tickets, magnetic cards, machine readable cards, stored value cards; encoded tickets, cards and tags for use in gaming venues, including for adding and transferring funds; scanners and readers, including scanners and readers for encoded tickets, smart cards, encoded cards, encoded credit cards, magnetic cards, machine readable cards, stored value cards