Insurance, financial affairs and monetary affairs relating to: life insurance, total and permanent disability and total and temporary disability insurance, trauma insurance, salary continuance insurance and income protection and replacement insurance, financial and monetary affairs including financial planning and advice, investment and wealth creation products, superannuation, pension and annuity products, asset accumulation products, financial affairs comprising managed and collective investment schemes, portfolio services relating to financial and monetary affairs including investor protected portfolio services and discretionary accounts, custody of financial assets