Banking; banking services in relation to the electronic transfer of funds; banking services provided for schools; card accessed banking services; computerised banking services; electronic banking; financial banking; home banking; international banking; Internet banking; merchant banking; personal banking services; personal financial banking services; private banking

Administration of financial affairs; collection of financial information; computerised financial services; discount card services (financial services)

Advertising; advertising services provided over the Internet; classified advertising; direct mail advertising; direct market advertising; direct-mail advertising; information services relating to advertising; online advertising on a computer network

Computer software and hardware, including computer software and hardware used for the payment of goods and services or in the provision of banking and financial services and for the collection of data related thereto; solid state electronic apparatus and equipment; readers, barcode readers, optical character readers and data processing equipment and apparatus; data communication apparatus and equipment, including local area networks (LANs), lan nodes and masters; network access control and encryption devices; data terminals for interfacing with networks and computing equipment, including personal identification number (PIN) pads for electronic funds transfer, customer pin selectors, electronic payments terminals, balance/transfer terminals; computer peripheral devices; telecommunication transmitters and receivers, transmitters and receivers of electronic signals, telecommunication transmitting and receiving sets; security cards for electronic and computing equipment, including encryption cards, card readers, card writers; magnetic identity cards, magnetic encoded cards, magnetic encoders; host/user transaction systems and integrated circuit (IC) cards therefor, IC card terminal devices, smart cards; keyboards including proximity sensor keyboards; integrated circuits, printed circuit assemblies, junction boxes for connecting the previously stated goods, low voltage DC power supply units; software of all forms; computer programs used in the provision of banking, financial, insurance, business advisory and/or business consultancy services

Paper, cardboard and goods made from these materials, not included in other classes; instructional and teaching material (except apparatus); printed matter including printed publications, books, booklets, magazines, brochures, leaflets, pamphlets, newsletters, periodicals, prospectuses, statements of account; stationery products including envelopes, folders, pads, pencils, pens, rubber erasers, rulers, writing paper, bags; engraving blocks and printing blocks; letterhead, envelopes, business cards, cheques, drafts, forms, invoices; promotional materials

Financial and monetary services; organisation of collections; electronic funds transfer; payment services for payments made over a payment period; arranging payments and collection of payments for third party services; arranging and collection of payments for water efficiency, energy efficiency and conservation services and programs; financial evaluation services; and financial evaluation services being the evaluation of the costings and the relevant payment periods, for water efficiency, energy efficiency and conservation audits and assessments, and for the supply and installation of water efficiency, water conservation and energy efficiency measures

Scientific (other than medical), photographic, cinematographic and teaching apparatus and instruments; appliances and media for recording, transmitting and reproducing sound or images or signals; electronic, optical, magneto-optical and magnetic recording media for information and/or data (texts, sounds, still or animated images) whatever the mode of recording (digital or analogue), consultation or transmission; media which can be read by computers and audiovisual apparatus, magnetic or optical data media; magnetic tape cassettes, video and laser cassettes; recording discs; video tapes; computer diskettes; video discs; magnetic discs; optical discs; compact optical discs; interactive compact discs; sound and image transmitting apparatus; computer servers; telecommunication apparatus; micro-computers, printed circuits, central processing units, computer peripheral devices; software, software packages; CD-ROMs; computer systems for data bank management; instruments and installations for encoding, decoding, transcoding, encrypting, decrypting, recording, transmitting, reproducing and amplifying sound, images or information; computer programs, software and software packages whatever the medium or in particular the chip; interactive software; calculating machines; equipment for processing and accessing information and data; computers and laptop computers; electronic agendas; equipment and software for radio communications by means of satellites; electronic cards, magnetic cards, magnetic identity cards, machine-readable magnetic encoded cards or cards which can be encoded; cards used for obtaining and storing information; authorization cards; authentication cards; credit cards; debit cards; rechargeable cards; memory cards or chip cards; access cards; payment or prepayment cards; transaction cards; magnetic pens, magneto-optical pens; electronic pens; electronic cheque processing apparatus; secure terminals for electronic transactions (recorded software for payment and funds transfer systems, including those using memory and microprocessor cards); terminals accepting microchip cards (for reading or writing) which can be connected to a local or remote computer or to another machine accessing a network with applications used for electronic transactions on open networks and for payment transactions; systems for secure payment transactions; electronic payment terminals for payment by card (including credit, debit and store cards) at shop sales counters

Payment and fund transfer services by means of electronic credit and debit cards and electronic pay terminals; electronic funds transfer; issuance of credit cards and debit cards; services of fund investment, financial and securities transactions and placing orders on financial markets by any medium and in particular by means of electronic debit or credit cards and especially those using a pay terminal

Financial and monetary services; organisation of collections; electronic funds transfer; payment services for payments made over a payment period; arranging payments and collection of payments for third party services; arranging and collection of payments for water efficiency, energy efficiency and conservation services and programs; financial evaluation services; financial evaluation services being the evaluation of the costings and the relevant payment periods, for water efficiency, energy efficiency and conservation audits and assessments, and for the supply and installation of water efficiency, water conservation and energy efficiency measures; and financial information and consultancy services

Advertising, business management and business administration services, including advertising, business management and business administration services for the provision, use and promotion of banking and financial services of all kinds and electronic apparatus (including computer hardware and computer software) for credit card, charge card or debit card management and control; advertising survey services, including telephonic and electronic surveys

E-commerce and financial services including credit card, charge card or debit card debiting and control services, electronic funds transfer services, automated billing, merchant facilities

Financial services, monetary services, electronic and telephonic payment and collection services, online payment and collection services, automated payment and collection services, integrated electronic payment services, processing electronic transactions including direct debit, direct credit, phone pay, web pay and pay gate

Insurance services