financial management of health reimbursement arrangements; financial management of health reimbursement payments for others; financial administration of health reimbursement arrangements; financial management of reimbursement payments; financial management of patient reimbursement programs; providing information relating to financial management of patient reimbursement programs; operational risk analysis and consultancy relating to finance and credit; operational risk management in the field of finance and credit; payment processing; payment processing services; reimbursement payment processing

Credit cards (encoded); credit cards (magnetic); credit cards with a magnetic strip; bank cards (encoded), debit cards, electronic gift cards, encoded gift cards and travel cards; chip cards and smart cards; magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, and payment cards all encoded or magnetised; downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; mobile apps; downloadable apps; downloadable computer software and applications for mobile devices that facilitate identification and authentication; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer software, including, interactive, downloadable and recorded computer software and programs; mobile telephone applications and other downloadable software for electronic devices; computer hardware; computer peripherals; electronic funds transfer machines; electronic financial transaction apparatus; machin; e readable devices for cashless payment systems and transactions; card processing terminals; computer terminals, being computer terminals for use with credit cards, debit cards, electronic gift cards and encoded cards; credit card, debit card, and encoded card terminals; electronic terminals, being electronic terminals for use with credit cards, debit cards, and encoded cards; electronic point of sale terminals; cash delivery terminals; terminals for electronically processing transactions with credit cards, debit cards, and encoded cards; electronic publications; computers; telecommunications apparatus and instruments; wireless communication devices for the transmission of voice, data, images, audio, video, and multimedia content; network communication apparatus; smart watches; computer peripheral devices; mobile telephones; mobile electronic devices, smart watches; parts, fittings and accessories for the aforementioned goods

Wholesaling and retailing services, including, such services provided online; department stores, specialty stores, discount stores, convenience stores, grocery stores, delicatessens, green groceries, markets, liquor stores, general stores and supermarkets; direct mail and online retailing services; advertising and business services; retail and online marketing and sales promotions including sales promotions at point of sale or purchase; sales promotions by means of display, presentation and demonstration; provision of wholesale and retail services to bottle shops, liquor stores, cafes, canteens, bars and restaurants; supply (retail) of food and beverages, including, by mail order or via the global computer network; marketing services, including, direct mail marketing and marketing by electronic means; loyalty related services in this class, including, customer loyalty reward programs; membership services including operation and management of membership schemes; arranging and conducting incentive rewards programs to promote the sale of goods and services; organisation, operation and supervision of sales and promotional incentive schemes; compilation and maintenance of direct mailing lists; promotion of accommodation and other leisure activities; promotion of transportation, travel and airline services and the supply of benefits in connection with transportation and travel incentive schemes; supply (retail) of food and beverages by mail order, via call centres or via the global computer network; business management services including in relation to market research and marketing studies, publicity and public relations and shop window dressing services; registry services (administration services being recording and maintaining lists and information for others); provision of information in relation to all of the foregoing, including provided online or by other electronic means

Credit cards (encoded); credit cards (magnetic); credit cards with a magnetic strip; bank cards (encoded), debit cards, electronic gift cards, encoded gift cards and travel cards; chip cards and smart cards; magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, and payment cards all encoded or magnetised; downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, or payment card, automatic teller machine services, stored value card services, electronic funds transfer services, electronic payment services, electronic processing and transmission of bill payment data, cash disbursement services, transaction authentication services, routing, authorization and settlement services, and fraud detection and control services; mobile apps; downloadable apps; downloadable computer software and applications for mobile devices that facilitate identification and authentication; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer software, including, interactive, downloadable and recorded computer software and programs; mobile telephone applications and other downloadable software for electronic devices; computer hardware; computer peripherals; electronic funds transfer machines; electronic financial transaction apparatus; machin; e readable devices for cashless payment systems and transactions; card processing terminals; computer terminals, being computer terminals for use with credit cards, debit cards, electronic gift cards and encoded cards; credit card, debit card, and encoded card terminals; electronic terminals, being electronic terminals for use with credit cards, debit cards, and encoded cards; electronic point of sale terminals; cash delivery terminals; terminals for electronically processing transactions with credit cards, debit cards, and encoded cards; electronic publications; computers; telecommunications apparatus and instruments; wireless communication devices for the transmission of voice, data, images, audio, video, and multimedia content; network communication apparatus; smart watches; computer peripheral devices; mobile telephones; mobile electronic devices, smart watches; parts, fittings and accessories for the aforementioned goods

Wholesaling and retailing services, including, such services provided online; department stores, specialty stores, discount stores, convenience stores, grocery stores, delicatessens, green groceries, markets, liquor stores, general stores and supermarkets; direct mail and online retailing services; advertising and business services; retail and online marketing and sales promotions including sales promotions at point of sale or purchase; sales promotions by means of display, presentation and demonstration; provision of wholesale and retail services to bottle shops, liquor stores, cafes, canteens, bars and restaurants; supply (retail) of food and beverages, including, by mail order or via the global computer network; marketing services, including, direct mail marketing and marketing by electronic means; loyalty related services in this class, including, customer loyalty reward programs; membership services including operation and management of membership schemes; arranging and conducting incentive rewards programs to promote the sale of goods and services; organisation, operation and supervision of sales and promotional incentive schemes; compilation and maintenance of direct mailing lists; promotion of accommodation and other leisure activities; promotion of transportation, travel and airline services and the supply of benefits in connection with transportation and travel incentive schemes; supply (retail) of food and beverages by mail order, via call centres or via the global computer network; business management services including in relation to market research and marketing studies, publicity and public relations and shop window dressing services; registry services (administration services being recording and maintaining lists and information for others); provision of information in relation to all of the foregoing, including provided online or by other electronic means

Electronic cards; Encoded cards; Devices incorporating microprocessors for use in fare payments on public transport; Machine readable devices for cashless payment systems; Machine readable cards; Magnetic payment cards; Mechanisms for pre-payment apparatus; Payment cards being magnetically encoded; Cash cards (encoded or magnetic); Cash disbursement cards (encoded or magnetic); Charge cards (encoded or magnetic); Encoded cards for use in point of sale transactions; Downloadable e-wallets; Encoded or magnetic cards in this class including transaction cards and travel cards; Downloadable mobile applications for facilitating payment transactions by electronic means; Downloadable virtual payment cards

E-wallet payment services; Payment transaction card services; Processing of debit card payments; Financial management of reimbursement payments for others; Financial payment services; Financial transaction services; Monetary transaction services; Cash card services; Charge-card services; Prepaid card services; Conducting of financial transactions; Bank card services; Debit card services; Credit card services; Issuing of travel vouchers; Virtual credit or bank card issuing services; Collection of payments; Electronic payment services; Financial payment services in relation to providing customer and transactional information between consumers, merchants and bankers via telecommunications networks, collection of fees; Financial transaction services through information networks; Payment administration services; Payment authorisation and bill processing services; Payment of bills and accounts for others; Payment services including electronic and telephonic payment services; Payment services provided via downloadable e-wallets; Payment transaction services; Processing payments; Financial services

Computer software; downloadable and recorded content; computer hardware; electronic devices, namely IC card readers, card readers for credit cards, card readers for payment cards, mobile card readers; electronic card readers for payment and credit cards; apps.

Financial services, monetary services and banking; settlement and reconciliation of financial transactions via a global computer network; handling of credit card payments; electronic payment services; payment handling services; insurance underwriting.

organisation of loyalty and incentive schemes; organisation and management of discount card loyalty schemes; organisation and management of customer loyalty programs; administration of customer loyalty programmes; administration of loyalty programmes involving discounts or incentives; sales promotion through the administration of customer loyalty points; providing customer loyalty programs for promotional purposes; sales promotion services; promotional services; the bringing together, for the benefit of others, of a variety of goods, excluding the transport thereof, enabling customers to conveniently view and purchase those goods; business management of reimbursement programmes for others

issuance of tokens of value; virtual money services; issuance of payment cards; issuance of prepaid vouchers as a reward for customer loyalty; issue of tokens of value as a reward for customer loyalty; redemption of tokens of value; providing information relating to the issue of tokens of value; issuance of customer loyalty points; e-wallet payment services; electronic payment services; financial payment services; financial consultancy; payment processing

Application software; software and applications for mobile devices; electronic payment terminals; encoded prepaid payment cards; terminals for the electronic payment of charges with credit cards; secure terminals for electronic transactions; computer software downloadable software; software; apparatus for payment with magnetically encoded cards; apparatus for payment with magnetically memory cards; apparatus for processing electronic payments; devices incorporating microprocessors for use in fare payments on public transport; electronic and magnetic id cards for use in connection with payment for services; machine readable devices for cashless payment systems; magnetic payment cards; magnetically encoded payment cards; mechanisms for pre-payment apparatus; payment cards being magnetically encoded; telephone apparatus with prepayment by coin; telephone apparatus with prepayment by magnetic card; terminals for electronically processing credit card payments; computer programs for commercial transactions; electronic financial transaction apparatus; electronic point of sale transaction terminals; encoded cards for use in point of sale transactions; machines for bank transactions; machines for executing remote financial transactions; software for facilitating secure credit card transactions; terminals for processing credit card transactions; apparatus for receiving cash payments; automatic payment machines; apparatus for data storage; apparatus for data storage.

Advertising services; business assistance, management and administrative services; business auditing; business consultancy and advisory services; business data analysis; business management consultancy services; marketing research services; marketing services; advisory services for preparing and carrying out commercial transactions; advisory services relating to commercial transactions; arranging and concluding commercial transactions for others; negotiation and conclusion of commercial transactions for third parties; negotiation and conclusion of commercial transactions for third parties via telecommunication systems; negotiation of commercial transactions for third parties; accounting services; business secretarial services recruitment services; arranging commercial transactions, for others, via online shops; mediation and conclusion of commercial transactions for others; negotiation and settlement of commercial transactions for third parties; online trading services in which users post requests for products and negotiate transactions via the internet; on-line trading services in which users post requests for products and negotiate transactions via the internet; online data processing services.

apparatus for processing electronic payments; computer software for facilitating payment transactions by electronic means; computer hardware for processing electronic payments; electronic payment terminals; terminals for electronically processing credit card payments; application software for mobile payment; electronic commerce and electronic payment software; e-commerce software; downloadable invoicing software; electronic card readers; authentication software

merchant banking services; processing payments for the purchase of goods and services via an electronic communications network; processing of credit card payments; processing of debit card payments; electronic funds transfer services; processing of payment transactions via the Internet; payment card services; contactless payment services; electronic payment services; electronic mobile payment services; providing secure financial transactions and payment options using a mobile device at a point of sale; invoice payment services provided through a web site; investment of funds; financial administration of funds and investments; investment of funds for charitable purposes; financial sponsorship of social, charitable and religious organizations; clearing financial transactions; banking services; payment administration services; processing of electronic payments; payment processing services; reimbursement payment processing; payment management services; financial management of reimbursement payments; monetary transfer services; currency transfer services

database software; software for business management; computer software for database management; computer software for business administration; application software for mobile payment; software for the analysis of business data; business software; computer software for business management; computer software for facilitating payment transactions by electronic means; downloadable computer software for facilitating payment transactions by electronic means; computer software for providing electronic payment for others; business management software

financial payment services; financial management for commercial businesses; financial services; financial management; international remittance services; domestic remittance services; domestic remittance services provided on-line

Computer hardware, firmware and software; application software to facilitate financial transactions that make also use of blockchain technology and smart contracts; e-commerce software enabling users to carry out commercial transactions by electronic means via a global computer network; computer software designed for and specific to the financial and business sectors; computer software relating to the handling of financial transactions; computer programmes relating to financial matters; computer software relating to loyalty programs; virtual assistant software; downloadable smartphone software applications; application software for mobile devices, wireless devices and cloud computing services; software for cloud computing; software for e-commerce; payment cards; magnetic and electronic identification cards; electronic cards.

Business assistance, management services and marketing services, also relating to blockchain technology and payments, e-payments, point of sale and software relating thereto; inventory management services; ordering services for others; marketing and promotion; customer relationship management and business optimisation services; management of customer loyalty and incentive schemes; the provision of information, advice, support and consultancy relating to all of the aforesaid.