Financial analysis; loans, mortgage and leasing financing advice and arranging; finance structuring advice; mortgage broking; financial advice; financial consultancy; financial evaluation; financial information; financial management; financial planning; wealth planning; estate planning; financial research; dealing in financial products (including without limitation, life products, securities (including shares and debt and other securities), superannuation products, pensions, retirement and savings products or accounts, general insurance and managed funds); platform and wrap services advice; debt management; business succession and business continuation advice; retirement payment services; life insurance consultancy; life insurance evaluation; life insurance information; life insurance broking; general insurance advice; investment planning; estate planning

Loyalty and/or rewards programme attched to a credit card or debit card programme

Loyalty program available to members of the club with the ability to earn a variety of goods or services by swiping their membership card

Execution of foreign exchange transactions; provision of consultancy services in relation to foreign exchange for the superannuation industry

Preparing business and usage reports; providing transaction processing and reporting services; and providing account administration services, all for users of on-line business information service; providing information in the field of an on-line business information services, information about content of service, product information, learning materials, and answers to frequently asked questions

Bill payment services, bill presentment and solutions for receipt of invoices, statements and bills via the Internet and other channels; and processing customer payment of invoices, statements or bills via electronic means

Advertising; wholesale and retail sales via direct marketing, mail order, Internet and telesales; wholesale and retail sales through publications, catalogues and newsletters; direct mail and mail order services; wholesale and retail services; all of the foregoing relating to the supply of wines and other alcoholic beverages

Luggage, bags, overnight bags, travel bags, garment bags, cases, suitcases, handbags, purses, wallets, cases, attache cases, key cases, haversacks, rucksacks, briefcases, beauty cases, shoulder bags, carry bags, luggage trunks, backpacks

Beers; mineral and aerated waters and other non-alcoholic drinks; fruit drinks and fruit juices; syrups and other preparations for making beverages

Alcoholic beverages in this class; wines and spirits

Credit and charge card services

Financial affairs and monetary affairs including such services in relation to discount card services