Encoded credit cards; downloadable and recorded computer software for use in credit card issuance, credit card information verification and authentication, and credit card payment authorization, transmission, and transaction processing; downloadable and recorded computer software for use in compiling and displaying credit card account statements, merchant and vendor information, analyses of transactions, and payment schedules; downloadable and recorded computer software for use in contactless transactions with merchants and vendors; downloadable and recorded computer software for use in detecting fraud and ensuring the privacy and security of credit card payments and contactless transactions.

Banking; Electronic banking; Information services relating to banking; Internet banking; Investment banking; Personal banking services; Electronic payment services; Transfer of funds; E-wallet payment services; Investment advice; Financial services; Financial information services; Financial advice; Personal financial banking services; Financial payment services; Financial planning; Financial sponsorship of education, training, entertainment, sporting or cultural activities; Financial sponsorship; Issuing of tokens of value in relation to incentive schemes; Consultancy services relating to finance; Consultancy services relating to investment; Consultation services relating to real estate; Bank account services; Provision of information relating to property (real estate); Provision of information relating to stock brokerage

Providing authentication of personal identification information (personal background or security investigations); Provision of background check services; Information services relating to consumer rights; Personal reminder services; Security assessment of risks; Identity theft and fraud prevention services; Identity validation (personal background investigations)

Printed matter

Information services relating to health care; Providing information including online, about medical services, and veterinary services

Computer software applications (downloadable); Computer software platforms, recorded or downloadable; Downloadable e-wallets; Downloadable software applications (apps); Computer programs for commercial transactions; Computer software programs; Discount cards (encoded); Discount cards (magnetic)

Business organization and management of discount services; Discount services (retail, wholesale, or sales promotion services); Organisation and management of discount card loyalty schemes; Administration of consumer loyalty programs; Organisation and administration services in relation to the supply of benefits for customer loyalty and frequent buyer or frequent flyer schemes; Organisation and management of customer loyalty programmes; Organisation, operation and supervision of customer loyalty schemes; Sales promotion through customer loyalty programmes (for others); Online promotion on a computer network; Collection of information relating to advertising; Compilation of commercial information; The bringing together, for the benefit of others, a variety of goods (excluding the transport thereof), enabling customers to conveniently view and purchase the goods; Organising of business competitions; Organising of trade competitions; Point of purchase promotions (for others)

Electronic financial transaction apparatus; Automatic payment machines; Terminals for electronically processing credit card payments; Machine readable devices for cashless payment systems; Apparatus for payment with magnetically encoded cards; Apparatus for receiving cash payments; Application software; Downloadable software applications (apps); Computer software; Computer programs for financial management; Apparatus for searching electronic information; Computer programs for use as searching directories; Computer apparatus for remote billing; Data processing equipment; Automated teller machines (ATM); Electronic funds transfer machines; Electronic verification apparatus; Apparatus for data storage; Point of sale terminals; Terminals for office use; Terminals for processing credit card transactions; Terminals for remote data processing; Terminals for the electronic payment of charges with credit cards

Printed matter

Electronic financial transaction apparatus; Automatic payment machines; Terminals for electronically processing credit card payments; Machine readable devices for cashless payment systems; Apparatus for payment with magnetically encoded cards; Apparatus for receiving cash payments; Application software; Downloadable software applications (apps); Computer software; Computer programs for financial management; Apparatus for searching electronic information; Computer programs for use as searching directories; Computer apparatus for remote billing; Data processing equipment; Automated teller machines (ATM); Electronic funds transfer machines; Electronic verification apparatus; Apparatus for data storage; Point of sale terminals; Terminals for office use; Terminals for processing credit card transactions; Terminals for remote data processing; Terminals for the electronic payment of charges with credit cards

Administrative services for medical referrals; Business management and administration services supporting utilisation of a global computer network; Office administration services (for others); Business accounts management; Business management assistance; Business management; Business administration; Office functions; Business referrals services; Billing services; Invoicing; Appointment scheduling services (office functions); Appointment reminder services (office functions); Computerised book-keeping; Provision of business information; Compilation and provision of online directories

Computer software; application programming interface (API) software; application software; application programming interface (API) application software; mobile telephone applications and other downloadable software; computer programs; computer programs for data processing; downloadable computer programs; downloadable computer programs for data processing; interfaces between application programs and firmware on real-time computers; electronic publications (downloadable)

Data management; computerised data management; data management advice; data processing; business consultancy services relating to data processing; business data verification; product launch services; collection business information; compilation of business information; promotion (advertising) of business; information and advisory services regarding the aforementioned services

Marketing; direct marketing; marketing analysis; marketing research, including in relation to banking and financial services and products; targeted marketing; consultancy relating to marketing; conducting public opinion polls and surveys; opinion polling; surveys (opinion polling); collecting and analysing feedback from customers; collection of data; data processing for the collection of data for business purposes; provision of information, advisory and consultancy services in respect of the aforementioned services

Banking; banking services in relation to the electronic transfer of funds; banking and financial services in relation to payment services using an electronic exchange platform; electronic payment services; financial payment services; collection of fees, payments or tolls (for others); transfer of funds; computerised banking services; electronic banking; financial banking; internet banking; credit card registration services; credit card services; issuance of credit cards; processing of credit card statements; provision of credit cards; information services relating to banking; investment banking; personal banking services; personal financial banking services; financial services; financial information; investment advice; investment management of funds; monetary affairs; funds management; financial planning services; general investment advice; investment management; provision of credit rating; payment administration services; and consultancy and ancillary services related to banking and financial services

Computer hardware; computer software; computer programs; mobile telephone applications and other downloadable software; personal computer application software; application software; downloadable computer applications (apps); electronic financial transaction apparatus; electronic funds transfer machines; automated teller machines; credit and debit card verification machines; apparatus for payment with magnetically encoded cards; active electronic labels containing coded information; storage materials for data in electronic form; machine readable devices for cashless payment systems; computer programs for commercial transactions; electronic point of sale transaction terminals; machines for executing remote financial transactions; application software; personal computer application software; cards carrying magnetically, optically or electronically recorded or encoded information or data; smart cards; chip cards; machine readable cards; charge cards, bank cards, credit cards, debit cards, stored credit cards, and payment cards; cards for financial services; apparatus for use with smart cards or cards used in financial transactions; automated teller machines (ATM); money counting machines; money dispensing machines; money depositing machines; electronic funds transfer devices; electronic banking apparatus and software; electronic memory circuits, devices, integrated circuit chips and units; memory devices including those bearing programs for use with computers, memory expansion cards and solid-state memory devices; audio, video, computer and laser tapes; compact discs, cassettes and cartridges; pre-recorded audio and video tapes; CD-ROMs; apparatus for recording, transmission or reproduction of sound or images; apparatus for network communication; apparatus for processing data; apparatus for receiving information from a computer; touch sensitive electronic screens; apparatus for the transmission of data; data storage apparatus; data processing equipment; telephone handsets; cash registers; calculating machines; computers; scientific, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), and teaching apparatus and instruments

Advertising including advertising in relation to educational and financial literacy activities and causes; online advertising on a computer network; affiliate marketing services; promoting the goods and services of others; offering for sale, selling, promoting and acting as a commission agent for goods of others; arranging and facilitating discounts for goods and services and the bundling together of goods and services for sale; retailing and merchandising services; discount services (retail, wholesale and sales promotional services); promotional advertising services; radio advertising; television advertising; advertising and promotion services provided via video broadcasts and other experiential media; collecting business information; collecting information for business; collection of commercial information; compilation of business information; compilation of commercial information; organising of business competitions; promotion (advertising) of business; promotional marketing; business management services; business administration services; business consultancy; accounting services, database compilation services; preparation of statistical information for business; information and advisory services regarding the aforementioned services

Computer hardware; computer software; computer programs; mobile telephone applications and other downloadable software; downloadable computer programs; electronic financial transaction apparatus; electronic funds transfer machines; automated teller machines; credit and debit card verification machines; apparatus for payment with magnetically encoded cards; active electronic labels containing coded information; storage materials for data in electronic form; machine readable devices for cashless payment systems; computer programs for commercial transactions; electronic point of sale transaction terminals; machines for executing remote financial transactions; application software; personal computer application software; cards carrying magnetically, optically or electronically recorded or encoded information or data; smart cards; chip cards; machine readable cards; charge cards, bank cards, credit cards, debit cards, stored credit cards, and payment cards; cards for financial services; apparatus for use with smart cards or cards used in financial transactions; apparatus for recording, transmission or reproduction of sound or images; apparatus for network communication; apparatus for processing data; apparatus for receiving information from a computer; touch sensitive electronic screens; apparatus for the transmission of data; data storage apparatus; data processing equipment; telephone handsets; cash registers; calculating machines; computers; scientific, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), and teaching apparatus and instruments

Banking; banking services in relation to the electronic transfer of funds; banking and financial services in relation to payment services using an electronic exchange platform; electronic payment services; financial payment services; collection of fees, payments or tolls (for others); transfer of funds; computerised banking services; electronic banking; financial banking; internet banking; information services relating to banking; investment banking; personal banking services; personal financial banking services; financial services; financial information; pension and retirement and superannuation plans and funds; provision of mortgages; investment advice; investment management of funds; insurance services; monetary affairs; transactional and deposit banking home loans; superannuation services; funds management; financial planning services; general investment advice; investment management; mortgage and superannuation trusteeship; superannuation advice; and consultancy and ancillary services related to banking and financial services