spiritual guidance; spiritual development; spiritual advice; meditation services for spiritual purposes

Business management consulting; business consulting; business research; business appraisals; conducting business and market research surveys; business information services; business strategic management and planning services; conducting business research and surveys; personnel management consultation; consultancy, information and advisory services relating to all the aforesaid services

Education services; provision of training; provision of audio visual content relating to education, training and culture; education services by means of radio, television, telephony, the Internet and online databases; providing magazines, books, texts and printed matter, pamphlets, magazines, books, instructional and teaching materials, instructional manuals, newsletters all being online electronic publications (not downloadable); arranging and conducting conferences, seminars and workshops (training); establishing training programmes and training manuals; organizing and conducting educational courses; arranging and conducting conferences, seminars and workshops; consultancy, information and advisory services relating to all the aforesaid services

Personal and group coaching to enhance relational outcomes

Instructional and teaching materials; printed matter; printed publications; books; magazines; journals; handbooks; guides; manuals; textbooks; workbooks; notebooks; pamphlets; newsletters; leaflets; directories; cards; record cards; printed forms; charts; business cards; cheque books; office requisites; stationery; writing instruments; printed publications relating to banking, financial services, finance, insurance, and monetary affairs

Education services; educational programmes; educational courses; training services; instructional services; tuition services; tutoring services; distance learning services; further education services; education and training services for the financial services industry, the banking industry and professional financiers; information relating to education provided on-line from a computer database or the Internet; providing electronic publications; publication of electronic books and journals on-line; publishing services; publication of printed matter; qualification services; accreditation services; examination services; arranging and conducting workshops, seminars, congresses, study sessions and symposia; awarding of qualifications and accreditations; information, advice and assistance relating to the aforesaid services

Printed matter; publications; magazines; periodicals; newspapers; photographs; cards; instructional and teaching materials

Bank account services; Banking; Banking insurance; Card accessed banking services; Financial banking; Information services relating to banking; International banking; Internet banking; Merchant banking; Personal banking services; Business appraisals for financial valuation; Buying and selling currency; Card operated financial services; Cash card services; Cash management; Cheque account services; Commercial lending; Commercial property investment services; Consumer credit services; Corporate finance services; Corporate financing; Corporate lending; Credit (financing); Credit card services; Debt advisory services; Debt factoring; Deposit accounts services; Discount factoring; Equity financing; Finance leasing; Financial advice; Financial investment; Financial management; Financial risk management; Financial services; Financing services; Guarantees; Hire purchase financing; Hire-purchase financing; Industrial financing services; Information services relating to insurance; Instalment loans; Insurance; Interest rate risk management; Investing of funds; Investment; Issuance of credit cards; Issuance of guarantees; Issue of credit cards; Issue of letters of credit; Issuing of credit cards; Issuing of letters of credit; Issuing of guarantees; Issuing of negotiable instruments; Lease purchase finance; Lease-purchase financing; Lending against securities; Lending against security; Loan financing; Loan guarantees; Loan services; Loan services for property investment; Loans (financing); Management of finances; Management of financial assets; Money lending; Personal finance services; Project finance; Project financing; Property valuation; Provision of commercial finance; Provision of commercial loans; Provision of consumer credit; Provision of consumer loans; Provision of credit; Provision of credit cards; Provision of credit facilities; Provision of equipment finance; Provision of finance; Provision of information relating to financial services; Provision of information relating to mortgages; Provision of investment capital; Provision of investment information; Provision of loans; Provision of secured loans; Provision of trade finance; Real estate financing; Rental of property; Renting of commercial premises; Sales credit financing; Secured loans; Valuation of property

Beer

Banking services; financial services and services in this class related to financial services; personal banking services and banking services provided by automated equipment; banking services conducted by telephone or by computer; broking; capital investments; credit services including the issue of credit cards; debit card services; depositing securities, stocks and shares money exchange; foreign monetary exchange; financing and financial transactions; guarantees; insurance; loans; provision of lease finance; financial nominee services; safe deposits; savings banks and merchant banking services; issue of traveller's cheques; all other financial and banking services in this class

Computer sotware; CD-ROMs; audio and visual recordings including those provided on tapes and discs; computer software relating to financial matters including computer software enabling access to external information sources and data bases; computer software design to facilitate on-line financial and banking transactions including money transfer, credit and debit transactions

Telecommunications apparatus and systems including hardware and software for telecommunications systems, particularly hardware and software for voice recognition and voice controlled systems including customer interview and interrogator systems; banking systems; customer assistance systems; accounting systems; shopping systems; receptionist systems and announcement systems