Computer hardware, computer software and computer programs; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines; computer hardware and peripherals; computer software for encrypting and protecting the integrity of data and electronic communications over computer networks; computer software for implementing encryption, authentication, access control and other security features within computer networks and through external connections; computer software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks; user manuals and guides for all of the foregoing distributed as a unit with the software

Insurance services; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; the provision of financial services to the public in the form of hand-held card technology incorporating a digital data storage facility, such data representing monetary value that can be added to or subtracted from accordingly; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, banking, credit card services, debit card services and debit account services, electronic funds transfer services; and financial information provided by electronic means; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and related data; provision of financial services by means of a global computer network or the Internet; consulting services in the field of financial services

Insurance services, namely, providing liability protection for credit card issuers and corporate clients

Computer software containing a database for the storage and retrieval of information pertaining to credit and debit card transactions to help the issuing and acquiring bank determine a level risk for the financial institution

Computerized fraud predictor services which provide information to credit card and debit card issuers and acquirers to assist in determining a level of risk for the financial institution

Financial services being the provision of credit card, debit card, charge card, travellers cheques, cash disbursement and transaction authorisation and settlement services

Loyalty programs involving discounts or incentives, including travel, for use of debit and credit cards

Loyalty programs involving discounts or incentives for travel

Financial services; including providing credit card, debit card, charge card, travellers cheques, cash disbursement and transaction authorization and settlement services

Credit, debit and charge card services; cash disbursement services and transaction authorization and settlement services

Financial services, services in class 36 relating to financial or monetary affairs including corporate card services in class 36

Consulting services regarding credit card, debit card, and payment card acceptance, payment services, payment solutions, and related services; providing information regarding credit card, debit card, and payment card acceptance, payment services, payment solutions, and related services

Financial services, namely, payment card transaction processing services; payment services; payment solution services; payment verification services; payment card transaction authorization and settlement services; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; secure electronic payment transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; providing financial information and electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; consulting services regarding credit card, debit card, and payment card acceptance, payment services, payment solutions, and related services; providing information regarding credit card, debit card, and payment card acceptance, payment services, payment solutions, and related services

Financial services, namely, payment card transaction processing services; payment processing services; payment verification services; payment card transaction authorization and settlement services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; cash disbursement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; providing financial information and electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions and payment cards.