Banking, financial and insurance services including such services associated with promotional incentive, loyalty and rewards schemes; electronic funds transfer services; financial planning and management services; financial information, consultancy and research services

Business services including business management, administration and information services; advertising, marketing and promotional services; organisation, operation and supervision of sales and promotional incentive, loyalty and rewards schemes; services relating to the supply of benefits in connection with incentive, loyalty and rewards schemes; customer award programs; on-line advisory and information services relating to incentive, loyalty and rewards schemes

Hotel, motel and resort services not including the provision of food and drink and nightclub services; hotel reservation services; accommodation services

On-line advisory and information services relating to travel

Telecommunication services, not including the provision of access to call centers and contact centers over worldwide networks

Computer programs used in the provision of banking and financial services and loyalty programs; computer equipment used in the provision of banking and financial services and loyalty programs; pre-recorded computer software containing information relating to banking and financial services and loyalty programs; debit and credit cards, encoded and magnetic cards and parts for encoded and magnetic cards; smart cards; integrated circuit cards; magnetic strips and memory chips; card readers; electronic funds and point of sale terminals

Paper cardboard and goods made from these materials, not included in other classes; printed matter including books, booklets, brochures, cards, posters, cheques, drafts, forms, invoices, pamphlets, periodicals, prospectuses, statements of account; stationary products including envelopes, folders, pads, paperweights, pencils, pens, rubber erasers, rulers, writing paper; photographs; instructional and teaching material (except apparatus)

Chemicals used in industry, including marine, construction, mining and earthmoving industry; chemicals used in science, agriculture, horticulture and forestry; coolants, machine coolants, engine coolants, chemicals for use in cooling systems, and anti-freeze preparations

Educational services, being the delivery of, the teaching of and the instruction in music listening and auditory training programs to therapeutically enhance and stimulate

Clutches for use in land vehicles