Financial services, including bill payment services; credit card, debit card and prepaid card transaction processing services, namely, authorisation, settlement, verification, clearing and reconciling of credit card, debit card and prepaid card transactions; electronic bill payment processing services; financial settlement and authorisation services relating to payment card transactions; payer authentication services, namely, provision of services relating to the authentication of cardholders, merchants and banks for payment card transactions; electronic funds transfer and currency exchange services; dissemination of financial information via the Internet and other computer networks; cash disbursement services; payment transaction authorisation and settlement services; provision of financial information processing services by means of a global computer network; provision of a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, and other payment cards; provision of credit card and debit card reporting and monitoring services for the purpose of fraud prevention; risk management services

Telecommunications gateway services for providing the electronic transmission of data, documents and information via a communications network in the field of financial services

Promoting the sale of goods and services of others by means of coupons, discounts, advertisements, and incentives generated in connection with the use of credit and debit cards

Insurance services; financial services; namely banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet

Promoting the use of payment cards through discounts and promotional incentives, including coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats

Financial services; banking and credit services; charge card and stored value prepaid card services; stored value electronic purse services; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; payment services utilising a radio frequency device to allow payment to be charged to a previously specified payment mechanism, such as a debit card or credit card; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services

Insurance services; financial services; including banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet

Storage of digitised electronic information

Insurance services; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; providing of financial services to the public in the form of hand held card technology incorporating a digital data storage facility, such data representing monetary value that can be added to or subtracted from accordingly; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet

Promoting the sale of goods and services of others by means of coupons, discounts, advertisements, and incentives generated in connection with the use of credit and debit cards

Financial services; namely banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payment services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards

Financial services; banking and credit services; providing credit card, debit card, charge card and stored value electronic purse services, payment services involving micro-payments to Internet retailers with information stored in a centralized database; electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit card services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services

Promoting the use of payment cards through discounts and promotional incentives, including coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats

Financial services; banking and credit services; providing payment card services; stored value electronic purse services, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services

Promoting the goods and services of others by providing information to consumers and users of payment cards regarding the security of global computer network web sites for electronic payment transactions

Financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services

Financial services, namely, providing credit card, debit card, charge card, cash disbursement and transaction authorization and settlement services