Personnel recruitment and staff screening and placement services; employment agency services including employment counselling, personnel testing and evaluation of skills, personnel assessment to determine employment suitability; personnel, career and human resources consultation, advisory and management services; resume matching and listing services; provision of job candidate evaluation, selection and outplacing services; all the aforementioned services in connection with the hospitality industry, including the provision of the above services via the electronic media

Financial and monetary services; insurance services; superannuation services including superannuation fund management; post-retirement products and services; financial planning advice; retirement payment services; fund investments; and financial information