Services rendered in financial and monetary affairs, including: banking and broking; capital investment; advice regarding credit; depositing of securities and of stocks and shares; money exchange; brokerage facilities; factoring agencies; financial planning; financing; financial guarantees; financial securities; financial transactions; guarantees; insurance; investment; loan services and advice; monetary transactions; mortgaging of securities; governing or investment of wealth; instituting and maintaining a registry of financial planners; investment advising; risk management; retirement planning; tax planning; estate planning; real estate services; educational and instructional services relating to financial planning of all types, including risk management, retirement planning, investment planning, tax planning and estate planning