Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, computer software for digital certificates, computer software for digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards

Advertising, business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparation of statements of accounts; book- keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets

Magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); card readers, computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunication industries

Financial services, including providing credit card, debit card, charge card, cash disbursement and transaction authorisation and settlement services

Electronic data carriers in the form of magnetically encoded cards

Printed matter, forms, publications, periodicals and cards used in connection with the operation of a system involving the issuance and use of credit cards and debit cards, travellers cheques and other payment devices

Financial services, including providing credit card, debit card, travellers cheque, travel assistance, cash disbursement, and transaction authorization and settlement services

Printed matter, forms, publications, periodicals and cards used in connection with the operation of a system involving the issuance and use of credit and debit cards, travellers cheques and other payment devices

Financial services including financial services related to the issuance and use of credit and debit cards and other payment devices

Financial services related to the issuance and use of credit cards

Downloadable computer software for routing payments for authorization and clearing; downloadable application programming interface (API) software for processing payments.

Payment processing services; payment card transaction settlement services; electronic funds transfer; clearing and reconciling financial transactions via a global computer network; settlement of financial transactions via electronic communications networks and/or by means of contactless data transmission.