Electronic publication of information on a wide range of topics, including online and over a global computer network; providing information, including online, about education, training, entertainment, sporting and cultural activities; publication of electronic books and journals online

Electrical and electronic apparatus and instruments, all for use in banking or the transfer of funds or currency; computer hardware and software; data processing, transmitting, receiving or storing apparatus and instruments; modems; magnetic and/or encoded cards, discs or tapes; encoded cards for financial and/or currency transactions; smart cards and/or integrated circuit cards containing both memory and microprocessing functionality; computer programmes designed to enable mainframe and/or personal computers to access networks and/or relevant databases so as to use and interface with smart cards; electrical and electronic accounting or calculating apparatus and instruments; apparatus and instruments, all for the dispensing, depositing or transfer of money and/or currency; communications apparatus and instruments; parts and fittings for all the aforesaid goods

Banking; investment services; charge card, debit card or credit card services; credit or debit services; currency or currency exchange services; funds, money or currency transfer services; financial management, planning or research services; arranging of loans; capital investment and management; cheque account services; monetary and/or financial clearing services; corporate financing; financing of loans; investment advice; monetary and/or financial lending; money or currency order services; unit trust services; provision of financial guarantees; share, commodities or currency brokerage and underwriting; issuing and redemption of traveller's cheques; provision of financial information relating to rates of exchange; market-making services; issuing travel vouchers; advisory, consultancy or information services in this class relating to all the aforesaid services