Adapters for use with telecommunications apparatus; apparatus and instruments for the processing, transmission, storage, logging, reception and retrieval of data being in the form of encoded data, text, audio, graphic images or video or a combination of these formats; apparatus for listening to music downloaded from the Internet; batteries; battery chargers for use with telecommunications apparatus; broadband data interconnecting computer installations; computer hardware for telecommunications; computer networking and data communications equipment; computer software and hardware for electronic payments and financial transactions; computer software for online payments and transactions; computer software for sending and receiving electronic messages, alerts, notifications and reminders; computer software for use in connection with online retail; computer software in the nature of digital wallet passes; computer software including computer software for use in the financial services industry; computer software, software applications for use in connection with smartphones, PDA devices, tablet computers and other portable and handheld digital electronic devices; credit cards; data communication apparatus and instruments; data processing systems; desk or car mounted units incorporating a loud speaker which permits hands-free use of a telephone handset; digital music (downloadable) provided from a computer database or the Internet; digital telephone platforms and software; digital voice signal processors; downloadable computer software, for recording, tracking, processing or facilitating financial transactions; downloadable software applications (apps); downloadable software for providing an electronic financial platform for digital currency exchange; e-commerce software; electrical and electronic game apparatus included in this class; electronic databases; electronic navigational and positional apparatus and instruments including global positioning systems; electronic point of sale machines; electronic publications (downloadable) provided online from a computer database, the Internet or other electronic network; electronic systems, including computer software, for facilitating the purchase of goods and services via electronic terminals including electronic funds transfer devices and automatic teller machines; encoded cards; encoded cards for use in relation to electronic transfer of funds; encoded cards for use in relation to the electronic transfer of funds; films, video, audio and graphic images downloadable from the Internet; handheld, mobile and tablet computers; headsets for telephones; in-car telephone handset cradles; machine readable devices for cashless payment systems; machine readable media; magnetic payment cards; magnetically encoded cards including credit cards and debit cards; media for storing information, data, images and sound; mobile data communications apparatus; mobile phones; mobile software applications; modems (including wireless modems); network routers; portable telecommunications apparatus; prepaid telephone calling cards, magnetically encoded; radio telephones, mobile and fixed telephones; satellite navigational and positional apparatus and instruments; satellite receiving and transmission apparatus and instruments; SIM cards; smart cards; smartwatches; telecommunication networks hardware; telecommunications, telephonic and communications apparatus and instruments; terminals for the electronic transfer of funds and processing of electronic payments; tokens (encoded devices) for activating electrical, electronic and telecommunication apparatus and instruments; touchscreens; watches that communicate data to smartphones; wearable electronic telecommunication and computing devices; computer software and parts, fittings and components included in this class for all of the aforementioned

Advertising and promotion services including advertising for others placed on or distributed via mobile phones and mobile phone networks; arranging subscriptions to telecommunications for others; compilation of advertisements for use as web pages on the Internet; compilation of directories for publication on the Internet; customer loyalty programs featuring discounted, express, and variable rate goods shipping and delivery services; data management services; database and data processing services; information and advisory services relating to the aforesaid services; loyalty card services; organisation, operation and management of customer loyalty schemes; organisation, operation and supervision of sales and promotional incentive schemes; provision of business information relating to telephone users and subscribers; provision of information and advice on the supplying and promoting of commodities and selection and display of goods; provision of information and advice to the prospective purchasers of commodities and goods; provision of space on websites for advertising goods and services; retail sale services; retail services in relation to telephones, mobile telephones, smartphones, mobile digital devices, telecommunication apparatus, computer software, computers, network equipment including modems, switches, and routers, telecommunication apparatus, devices, and accessories for such goods; subscription services for telecommunication services, including telephone services, television services, music services; telephone answering and message handling services; the bringing together, for the benefit of others, of a variety of goods enabling customers to conveniently view and purchase those goods including such services provided online from a computer database, the Internet or other electronic networks

Computer software for electronic bulletin boards; e-commerce and e-payment software; software for arranging online transactions; computer communication software to allow customers to access bank account information and transact bank business; interfaces for computers; cryptography software; computer programs for accessing, browsing and searching online databases; interactive databases; banking software; databases (electronic); operational risk management software; intelligent gateways for real-time data analysis; content management software; software for the processing of business transactions; computer documentation in electronic form; business intelligence software; computer software for use as an application programming interface (api); utility, security and cryptography software; web application and server software; software for the analysis of business data; risk detection software; computer software relating to the handling of financial transactions; security software; payment software; data and file management and database software; computer software for business purposes; downloadable computer graphics; financial management software; cloud computing software; data communications software; computer software for creating searchable databases of information and data.

Compilation of statistics; on-line data processing services; advertising, marketing and promotional consultancy, advisory and assistance services; procurement services for others [purchasing goods and services for other businesses]; systemization of information into computer databases; updating and maintenance of data in computer databases; computerised data verification; sales administration; outsourcing services [business assistance]; professional business consultancy; compilation of information into computer databases; business management and organization consultancy; data processing verification; price comparison services; data management services; business information; cost price analysis; computerized file management; business management consultancy; commercial or industrial management assistance; data search in computer files for others; customer relationship management; business administration services for processing sales made on the internet; business file management; business management assistance; administrative data processing; provision of computerised data relating to business.

Computer software including downloadable computer programs and recorded computer software; computer software including downloadable computer programs and recorded computer software for facilitating financial transactions; computer software (including digital applications) for data analytics, financial services, data modelling and predictive analysis; computer software (including digital applications) for analysing business and market information; computer software (including digital applications) for business intelligence, artificial intelligence and machine learning for business purposes; computer software (including digital applications) for processing market or business information

Advisory services relating to banking and finance; banking; financial and monetary services; financing services; computerised financial services; money lending; financial lending; conducting of financial transactions, financial payment services, electronic payment services, payment of bills and accounts for others, payment transaction card services, computerised transfer of funds, electronic funds transfer, transfer of funds; provision of transactional services relating to point-of-sale transactions

Computer software including downloadable computer programs and recorded computer software; computer software including downloadable computer programs and recorded computer software for facilitating financial transactions; computer software (including digital applications) for data analytics, financial services, data modelling and predictive analysis; computer software (including digital applications) for analysing business and market information; computer software (including digital applications) for business intelligence, artificial intelligence and machine learning for business purposes; computer software (including digital applications) for processing market or business information

Advisory services relating to banking and finance; banking; financial and monetary services; financing services; computerised financial services; money lending; financial lending; conducting of financial transactions, financial payment services, electronic payment services, payment of bills and accounts for others, payment transaction card services, computerised transfer of funds, electronic funds transfer, transfer of funds; provision of transactional services relating to point-of-sale transactions

Financial transaction services; Conducting of financial transactions

Apparatus and instruments for recording, transmitting, reproducing or processing sound, images or data; recorded and downloadable media; magnetic data carries; optical and magnetic data media; data processing equipment and computers; peripherals adapted for use with computers; computer software; computer software applications for smartphones, tablets, and other mobile digital devices; computer programs for use in the sending and receiving of parcels, addressing of parcels, management of delivery addresses and shipment, and the tracking of parcels; electronic publications, downloadable; downloadable computer software for processing payments; downloadable computer software for use in transactions with retailers, merchants, and vendors; downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; downloadable sound recordings, images and data (including being data files).

Advertising; digital advertising; marketing consultancy; planning of advertising and marketing measures; presentation of goods on communications media, for retail purposes; publication of printed matter [including in electronic form] for advertising purposes; direct marketing consultancy; consumer consultancy; sales promotion [for others]; provision of commercial and business contact information (addresses) for advertising purposes; rental of advertising space; arranging of advertising; administrative processing of orders; business management; business administration; office functions; mailroom and mail sorting services, namely sorting, handling and addressing of envelopes and packages [office functions]; provision of an online marketplace for buyers and sellers of goods and services; the bringing together, for the benefit of others, of a variety of goods, namely clothes, furniture and home textiles, jewellery and cosmetics enabling customers to conveniently view and purchase those goods in a retail store, and from a clothing, home furnishings and giftware catalogue, by mail order or by means of telecommunications, or by means of the internet; retail store services, mail order services, and on-line (or internet) retail services in respect of clothing, footwear, headgear and clothing accessories; retail store services, mail order services, and on-line (or internet) retail services in respect of perfumery, toiletries, cosmetics, and candles; retail store services, mail order services, and on-line (or internet) retail services in respect of jewellery, watches, and clocks; retail store services, mail order services, and on-line (or internet) retail services in respect of glasses and sunglasses; retail store services, mail order services, and on-line (or internet) retail services in respect of apparatus for recording, transmission or reproduction of sound or images, magnetic data carriers, recording discs, CDs, DVDs, and other recorded media; retail store services, mail order services, and on-line (or internet) retail services in respect of printed matter, bookbinding material, photographs, stationery, artists' materials, and paint brushes; retail store services, mail order services, and on-line (or internet) retail services in respect of luggage and carrying bags, wallets and purses, leather goods, namely luggage and carrying bags, wallets and purses; retail store service, mail order services, and on-line (or internet) retail services in respect of furniture, beds, bedding, mattresses, pillows and cushions, household and kitchen utensils and containers, cutlery; retail store services, mail order services, and on-line (or internet) retail services in respect of glassware, crystal, porcelain, earthenware; retail store services, mail order services, and on-line (or internet) retail services in respect of textiles, household linen, floor coverings, window and wall coverings; retail store services, mail order services, and on-line (or internet) retail services in respect of Christmas tree decorations, hampers, food and confectionery, and beverages; retail store services, mail order services, and on-line (or internet) retail services in respect of games and playthings; provision of the aforesaid services from a computer database or the Internet; compilation of advertisements for use as web pages on the Internet; provision of space on web sites for advertising and retailing goods; professional advisory and information services relating to the aforesaid.

Factoring service for businesses; Administration of business affairs; Administration of businesses; Advisory services for business management; Advisory services relating to business acquisitions; Advisory services relating to business management; Advisory services relating to business organisation; Business acquisitions consulting services; Business administration consultancy; Business consultancy; Business consultancy relating to the administration of information technology; Acquisition of commercial information; Business strategic planning; Strategic business consultancy; Strategic business planning; Invoicing; Preparation of invoices; Billing services; Inventory control services; Inventory management services; Preparation of inventories; Online data processing services; Foreign trade consultancy services; Provision of foreign trade information; Export-import agency services; Import-export agencies; Advisory services relating to business risk management; Risk management consultancy (business); Company data information services; Company management (for others); Company monitoring; Company office secretarial services; Company record-keeping; Compilation of company information; Outsourced administrative management for companies; Searches relating to company information; Advice relating to business management; Advice relating to business organisation; Business advice; Business management advice; Organisation and management of customer loyalty programmes whereby customers obtain a discount on their utilities bills (gas, water, electricity, telecommunications) by obtaining these services through a single provider; Business organization and management of discount services; Discount services (retail, wholesale, or sales promotion services); Organisation and management of discount card loyalty schemes; Collection of financial information

Advisory services relating to banking; Advisory services relating to finance; Consultancy services relating to finance; Consultancy services relating to insurance; Bank account information services; Financial information services; Financial market information services; Information services relating to banking; Payment of bills and accounts for others; Export finance services; Advisory services relating to (financial) risk management; Financial risk management; Risk management (financial); Interest rate risk management; Insurance risk management; Invoice discounting services; Discount card services (financial services); Acquisition for financial investment; Advice relating to investment for retirement; Advice relating to investments; Advisory services relating to financial investment; Advisory services relating to investment finance; Advisory services relating to investments; Commercial property investment services; Commodities investment advisory services; Commodities investment consultation services; Consultancy services relating to investment; Consultations relating to investment; Cryptocurrency investment consultancy; Financial investment; Financial investment advisory services; Financial investment fund services; Financial investment management services; Financial investment research services; Financial management of capital investment funds; Financial management of investments; Financing of investments; Industrial investment; International fund investment; Investing of funds; Investment; Investment account services; Investment advice; Investment analysis; Investment appraisal services; Investment asset management; Investment bank services; Investment banking; Investment brokerage; Investment business services; Investment consultancy; Investment consultations; Investment custody; Investment fund management; Investment information; Investment management; Investment management of funds; Investment of funds; Investment performance monitoring; Investment planning; Investment portfolio management services; Investment research; Investment trust management; Investment trust services; Investment trusteeship; Monitoring of investment funds; Mortgage investment management; Pension fund investment management; Portfolio investment management; Provision of investment capital; Provision of investment information; Provision of investment savings plans; Provision of investment services; Real estate investment; Real estate investment advice; Real estate investment management; Real estate investment services; Research services relating to investment; Residential investment advice; School fees investment services; Stock investment management; Trust investment services; Unit trust investment; Advice relating to loan recovery services; Advisory services relating to loan services; Financial loan services; Guaranteed loans; Guaranteeing loans; Instalment loan financing; Instalment loans; Loan financing; Loan guarantees; Loan services; Loans (financing); Mortgage loan services; Mortgage loans; Provision of bridging loans; Provision of commercial loans; Provision of consumer loans; Provision of industrial loans; Provision of instalment loans; Provision of loans; Revolving loan services; Syndicated loans; Bailiff services (debt collection); Brokerage services relating to debt instruments; Collection of debts; Debt advisory services; Debt collecting; Debt collection agencies; Debt collection agency services; Debt management services; Debt recovery; Debt recovery agency; Debt restructuring; National debt collection; Organising of debt collections; Reclamation of outstanding debts; Recovery of debts; Advisory services relating to credit; Brokerage of carbon credits; Co-operative credit society services; Collection of credit sales; Consultancy services relating to credit; Consultations relating to credit; Consumer credit services; Credit (financing); Credit account insurance brokerage; Credit bureaux; Credit card registration services; Credit card services; Credit character investigations and reporting; Credit insurance underwriting; Credit rating agencies; Credit union services; Export credit management; Financial credit services; Instalment credit financing; Insurance services relating to credit; Issuance of credit cards; Issuance of letters of credit; Issuing of credit cards; Issuing of letters of credit; Preparation of credit rating reports; Preparation of credit reports; Processing of credit card statements; Providing finance for credit sales; Provision of credit; Provision of credit cards; Provision of credit facilities; Provision of credit information; Provision of credit rating; Provision of credit rating reports; Provision of trade credit; Revolving credit services; Sales credit financing; Trading of emission reduction credits; Banking services in relation to the electronic transfer of funds; Computerised transfer of funds; Transfer of funds; Actuarial services relating to financial transactions; Conducting of financial transactions; Financial transaction services; Agency services for lending on mortgage; Commercial lending; Corporate lending; Financial lending; Floor plan lending; Lending on mortgage; Money lending; Mortgage lending; Agency services for securities; Brokerage of securities; Brokerage services for securities; Brokerage services relating to the securities markets; Commodities, gold, mercantile, monetary and security exchanges; Comparison of performance of securities; Financial management of securities; Financial securities; Lending against securities; Lending against security; Loans against securities; Provision of financial securities; Provision of secured loans; Recording the transfer of securities; Registration of securities; Revolving credit securities; Secured loans; Securing of funds; Securities advisory services; Securities analysis; Securities brokerage; Securities broking; Securities exchange services; Securities investment services; Securities management; Securities settlement; Securities trading services; Securities underwriting; Security brokerage; Trading in securities; Valuation of portfolios of securities; Capital fund investment; Capital investment; Capital investment advisory services; Capital investment in real estate; Capital fund management; Financial advisory services for companies; Advice regarding credit; Advice regarding lending services; Advice on fiscal assessments; Provision of trade finance; Trade finance services; Debt factoring; Discount factoring; Export factoring; Factoring; Factoring of debts; Factoring of financial undertakings; Factoring services for invoices

Financial and monetary services including card operated financial services, computerised financial services, conducting of financial transactions, financial payment services, financial transaction services, electronic payment services, payment of bills and accounts for others, payment transaction card services, computerised transfer of funds, electronic funds transfer, transfer of funds, provision of transactional services relating to point-of-sale transactions, card accessed financial services and card operated financial services; Issuing of tokens of value in relation to customer loyalty schemes; Issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty and frequent buyer schemes; financial services, namely, payment card transaction processing services; payment processing services; payment verification services; payment card transaction authorization and settlement services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; cash disbursement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; providing financial information and electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions and payment cards; clearing and reconciling financial transactions via a global computer network and wireless networks; providing a wide variety of payment and financial services, namely, providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; reimbursement of payment processing for fraudulent transactions, transaction errors, and disputed transactions, namely, transactions concerning lost, damaged, misrepresented, or incorrect products or services, all in the field of electronic payment purchases; providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks, namely, fraud reimbursement services in the field of electronic payment purchases, secure commercial transactions for electronic payment purchases, and dispute resolution services and reimbursement services for disputed transactions in the field of electronic payment purchases; credit services, namely, providing revolving credit account services; bill payments services; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; financial services, namely, credit card and debit card transaction processing services; providing grants to promote entrepreneurs, artists, start-up businesses and not-for-profit businesses; charitable services, namely, granting funds to artists and not-for-profit entities; arranging and organizing charitable collections (for others); charitable collection; charitable fund raising relating to education, religious and social welfare services; management of charitable funds; philanthropic services concerning monetary donations; financial consultancy and advisory services in relation to educational scholarships, fellowships and humanitarian grants; funding of scholarships, fellowships, humanitarian grants, cultural and educational programs; credit information services rendered by computer software; payment agency services; electronic processing of bill payment; payment processing services; electronic credit services; providing financial sponsorship and educational sponsorship; online charitable fundraising services; providing information relating to philanthropic (monetary affairs), charitable and fundraising activities and events via telecommunications; computerized information services relating to philanthropic (monetary affairs), charitable and fundraising activities; monitoring of charitable funds; distribution and allocation of charitable funds; financial arrangements to facilitate charitable giving; providing of information regarding corporate donations and payroll donations by employees; estate planning; advisory, consulting and information services relating to the foregoing in this class

Provision and financial administration of a program for payment of wages or salary via a stored value card, electronic wallet or on-line account in an electronic environment; provision and financial management of a program for payment of wages or salary via a stored value card, electronic wallet or on-line account in an electronic environment; provision and financial administration of payroll payment programs; provision and financial management of payroll payment programs; processing, administering and managing employee benefit plans concerning payroll payment programs.

Apparatus for receiving cash payments