Financial services, including, investment management, investment advice, funds investment, investment consultation and investment of funds for others in class 36

Arrangements to pool longevity risk in the provision of pensions whereby pensioners who die forfeit funds to a pool which transfers the forfeited funds to surviving pensioners in appropriate proportions

Financial services, portfolio administration service, superannuation, pension, managed investments

Technological services

Financial and investment services, namely, capital investment consultation; financial investment in the field of securities; financial services in the nature of an investment security; fund investment consultation; funds investment and transfer; investment advice; investment brokerage; financial and investment consultation, management, and analysis; investment of funds for others; mutual fund investment; financial management, planning, and research; administration of retirement plans; record keeping for retirement plans; consulting and analysis in the field of retirement plans; administration of employee benefits plans; providing financial information by electronic means; mutual fund, commodities, and stock brokerage; financial portfolio management; automated securities brokerage; electronic funds transfer; financial research

Financial services

Insurance services; Accident insurance; Life insurance; Medical insurance; Medical, surgical or hospital health insurance; Personal insurance services; Private health insurance; Home contents insurance; Household insurance services; Holiday insurance; Motor insurance; Property insurance; Real estate insurance services; Travel insurance; Motor vehicle insurance services; Vehicle insurance services; Insurance of buildings; Processing of insurance claims; Insurance claim assessments; Insurance claim settlements; Insurance loss assessment; Insurance advice; Insurance consultancy; Insurance management services; Insurance risk management; Financial administration of insurance; Providing financial information; Providing financial information via a website; Providing information, including online, about insurance, financial and monetary affairs and real estate affairs; Providing insurance information; Provision of financial information; Provision of insurance information; Provision of insurance premium quotations; Research for insurance purpose

Apparatus for payment with magnetically encoded cards; Apparatus for payment with magnetically memory cards; Apparatus for receiving cash payments; Automatic distributors for pre-payment apparatus; Automatic payment machines; Credit card payphones; Electronic identification cards for use in paying for services; Machine readable devices for cashless payment systems; Magnetic payment cards; Mechanisms for pre-payment apparatus; Payment cards being magnetically encoded; Remote management apparatus for payphones; Tariff devices for recording payment; Terminals for electronically processing credit card payments; Terminals for the electronic payment of charges with credit cards; Cards encoded to access computer software; Cards for use with computers (encoded or magnetic); Computer aided design analysis apparatus; Computer apparatus; Computer apparatus for educational use; Computer apparatus for processing data; Computer apparatus for remote billing; Computer data input apparatus; Computer data input devices; Computer display apparatus; Computer firmware; Computer interface apparatus; Computer operating programs; Computer operating systems programs; Computer programs for calculators; Computer programs for data processing; Computer programs for financial management; Computer programs for financial reporting; Computer programs for processing data; Computer programs for project management; Computer programs for promotional purposes; Computer programs for sales purposes; Computer programs for text processing; Computer programs for the management of sales; Computer programs for use by air lines; Computer programs for use by tour operators; Computer programs for use by travel agencies; Computer programs for use by travel organisations; Computer programs for use in database management; Computer programs for use in developing computer programs; Computer programs for use in insurance; Computer programs for use in processing data relating to financial records; Computer programs relating to computer aided design; Computer programs relating to computer networks; Computer programs relating to financial matters; Computer programs stored in digital form; Computer programs, downloadable; Computer programs, recorded; Computer software; Computer software (programs); Computer software (recorded); Computer software adapted for use in the operation of computers; Computer software designed to estimate costs; Computer software downloaded from the internet; Computer software for accounting systems; Computer software for business purposes; Computer software for communicating purposes between microcomputers; Computer software for communication between computer processes; Computer software packages; Computer software products; Computer software programs; Computer software programs for spreadsheet management; Computer storage apparatus; Computer systems; Computer systems designed for project management; Computer terminals; Computer terminals for accounting purposes; Computer terminals for banking purposes; Computer terminals for use with credit cards at point of sale; Computer terminals for use with debit cards at point of sale; Computer terminals for use with encoded cards at point of sale; Computer terminals for use with magnetic cards at point of sale; Computers and electronic processing units; Credit card embossing machines (computer peripherals); Credit card encoding machines (computer peripherals); Data recorded in computer accessible form; Electronic computer apparatus; Input devices for computers; Personal computers; Personal computers incorporating computer software; Portable computers; Process computers; Processing computers; Programs for computers

Collection of fees, payments or tolls (for others); Collection of payments; Electronic payment services; Financial management of reimbursement payments for others; Financial payment services; Payment of bills and accounts for others; Payment processing services; Payment transaction card services; Processing of debit card payments; Processing of payments for banks; Retirement payment services; e-wallet payment services; Computerised financial services; Advisory services relating to finance; Financial management of finances; Personal finance services; Provision of finance

Electronic apparatus including computers, laptops, tablets, portable digital assistants and mobile devices including, but not limited to, smart phones and all manner of cellular or mobile phones

Accelerators for speeding up the setting of concrete; aeration chemicals for concrete; agglutinants for concrete; binding chemicals for concrete; bonding agents for concrete; chemical additives for concrete; chemical additives for plasticizing concrete; chemical additives for use with concrete; chemical compositions for curing concrete; chemical compositions for hardening concrete; chemical compositions for reinforcing concrete; chemical preparations for the treatment of concrete; chemical products for use as additives to concrete; coatings to protect concrete from water (other than building materials, paints or oils)

Aggregate materials for use in concrete; aggregates for use in the preparation of concrete; architectural concrete products; articles of concrete for building purposes; articles of concrete for construction purposes; bituminous coating products for protecting concrete (not paint); blocks made of concrete; building elements made of concrete; building elements of reinforced concrete; building materials of concrete reinforced with plastics and glass fibres; cast concrete decorative articles; cementitious coating products for protecting concrete (not paint); cementitious products for restoring concrete; coating compositions for application to concrete (building materials, other than paints or oils); coating compositions for preserving concrete (building materials, other than paints or oils); compositions for the repair of concrete (not in the nature of paint); concrete; concrete aggregate; concrete articles for building walls; concrete articles for retaining slopes; concrete articles for stabilising slopes; concrete balancing mortar; concrete beams; concrete blocks; concrete building elements; concrete building panels; concrete coatings; concrete fences; concrete fencing components; concrete flooring blocks; concrete for pouring; concrete form panels; concrete formwork; concrete joints forming parts of concrete floors; concrete panels; concrete posts; concrete prefabrications; concrete products for use in building; concrete products for use in landscaping; concrete products for use in roadways; concrete products for use in walkways; concrete reinforced with synthetic fibres; concrete slabs; fibrous concrete mouldings for use as floor elements; fibrous concrete mouldings for use as roofing elements; fibrous concrete mouldings for use as wall elements; fibrous materials for use as aggregates in concrete products; kerb units made of concrete; liquid applied coatings for concrete (not paints); materials of concrete for coating building elements; materials of concrete for coating floors; non-metallic woven fabrics for concrete; polymer concrete; precast concrete building elements; precast concrete floor elements; precast concrete floor slabs; preformed concrete building elements; premixed concrete; premixed concrete base; premixed concrete poured on site; products in the nature of cements for the repair of concrete; products in the nature of mortars for the repair of concrete; ready to use concrete; refractory concrete; roofs made of concrete; sands for use in preparing concretes; structural elements of concrete; synthetic concrete

Electronic apparatus including but not limited to mobile devices including smart phones, PDAs (portable digital assistants), laptops and all manner of cellular or mobile phones