We lend money for residential mortgages

Organisation and management of a loyalty program being an employee retention plan with the basis being to offer a leave benefit (including 3 or 4 day weekend package) to employees who remain employed for a certain time within an organisation; this can either be additional or incorporated into their annual leave legislative benefits

Business consultancy services in relation to managing the interaction of organisations with their clients

Business management; business administration; office functions; advertising and marketing services, including loyalty programs, incentive schemes, rental of advertising space and market research; retail and wholesale services

Paper, cardboard and goods made from these materials in class 16 including printed matter and printed publications including brochures, leaflets, posters, business forms, instructional material, stationery, cardboard store signs and displays, members cards and application forms

Loyalty program

Marketing and promotional services; business management and administration services and assistance; business consulting services in this class in relation to the provision of transmission and systemisation of telecommunications and other communications, including advertising services promoting the re-selling and direct selling, retail selling and wholesale selling of telecommunication products and services and other communications; business consulting services in this class in relation to the organisation, operation and supervision of customer loyalty programs, customer reward and customer incentive schemes; business, administrative, marketing, promotional and consulting services being the development and registration of intellectual property in relation to the organization, operation and supervision of customer loyalty programs, customer reward and customer incentive schemes; general business consultancy services in this class; management consulting in this class; public relations services in this class; marketing services in this class; advertising services in this class; promotional (advertising) services in this class; mail order services in this class; compilation and maintenance of direct mail lists; business appraisals, enquiries and investigations; business research and planning services; economic forecasting and analysis services for business purposes; business surveys and research on finance related matters; management for third parties of shared databases, call support centers, email, chat, telephone communications, and online customer product and employee support communications; providing sales, advertising, and marketing services for others via a global computer network; promoting the goods and services of others over a global computer network; business management consulting services for others in the field of esales, esupport, emarketing, eadvertising and eservices; business consultation services and market research, in the fields of sales, marketing, advertising and business services using local or global computer networks; trade and industrial exhibitions; administrative services in the awarding of free travel and travel related benefits including travel upgrades, credit card promotions, hotel accommodation and car rental; promotion of transportation and travel services; administration of the supply of benefits by way of reward for loyalty in connection with transportation and travel incentive schemes; business and administrative services included in this class in connection with but not limited to customer loyalty programs

Computer programs and computer equipment used in the provision of banking, financial and insurance services; debit and credit cards, smart cards; card readers; apparatus used in the provision of electronic funds and point of sale terminals; pre recorded software used in the provision of business advisory and consultancy services; CD ROM; data carriers

Printed matter; brochures and promotional material; posters; newsletters

Cards bearing coded data in magnetic form; cards for storing electronic data with use with electronic reading apparatus; cards incorporating microprocessors; cards incorporating integrated circuits; cards incorporating programmes; computer hardware and software; access devices; magnetic cards for the recordal of data; all included in Class 9

Creating, compiling and providing access to consumers and members to a database of financial and non-financial services through various devices and channels both in the physical and virtual world; operation of a programme through such devices and channels whereby consumers and members will be awarded point, tokens, coupons, tickets, certificates and the like for browsing, making inquiries and purchasing goods, services and information from participating retailers, merchants and other companies, which awards can be redeemed for cash rebates, discount vouchers, rewards or gifts from participating retailers, merchants and other companies

Data processing, transmitting, receiving and storage apparatus and instruments, including such apparatus and instruments to operate loyalty programmes on smartcards; computer hardware and software, including smartcards; computer programmes designed to enable computers (including PC's) to access networks and/or relevant databases so as to use smartcards; modems; magnetic and/or encoded cards, disks or tapes; parts and fittings for the aforesaid goods

Commercial or industrial management assistance; business management consultancy; compilation of information onto smartcards and databases; systemisation of information onto smartcards and databases; information analysis services; organization, operation and supervision of smartcard-based sales and promotional incentive schemes and loyalty programmes; information, implementation, integration and advisory services all relating to the aforesaid services

Advertising, marketing, sales promotion, management and/or administration of incentive schemes; maintaining databases for incentive and other schemes; management of the vouchers for incentive schemes