Management of retail services provided on-line, through networks, mobile telecommunication means or other electronic means, using electronically digitised information (for others); advertising; business management; business administration; rendering of business information concerning a mobile transaction system; business information services for users of a mobile transaction system; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparation of statements of accounts; book- keeping; business research; public relations; advisory service for organizational issues and business administration, with and without the help of electronic data bases; financial statement preparation and analysis for businesses; issuing and updating of advertising texts; promotion of financial, insurance and other services, on behalf of third parties; distribution of advertising mail and of advertising supplements attached to regular editions; distribution of products for advertising purposes; promoting the sale of goods and services of others through the distribution of printed material and promotional contests; sales promotion for others provided through the issuing and the administration of privileged user accounts; business management consulting with relation to strategy, marketing, production, personnel and retail sale matters; publication of publicity texts; issuing of publicity leaflets; management of retail services provided on-line, through networks, mobile telecommunication means or other electronic means using electronically digitized information (for others); computer database management; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; organization and management of customer loyalty programs; sales promotion through customer loyalty programs )for others); organization, operation and supervision of customer loyalty schemes; consulting services regarding customer loyalty programs

Processing of credit and debit transactions by telephone and telecommunication link; provision of prepaid recharge services, namely, recharge of mobile phone, Internet, gas, electricity, communications (long distance call cards) and other prepaid accounts; provision of electronic and other type of gift voucher services related to issuing and redemption of gift vouchers by electronic and physical means; insurance services; financial affairs, monetary affairs; real estate affairs; financial services; banking and credit services; mobile transaction system services (pay instrument); providing banking, payment, credit, debit, charge, cash, disbursement, stored valued deposit access services; providing mobile payment services, bill payment services, on-line banking services; processing of credit and debit transactions by telephone and communication link; pre-paid purchase account services namely, processing electronic payments made through prepaid accounts; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; settlement and authorization services; electronic processing of insurance claims and payment data; payment processing; processing payment and other transactions made by mobile phones; processing payments made by charge cards; credit card, debit card, charge card, pre-paid card and stored value card services; providing multiple payment options by means of customer- operated electronic terminals available on-site in retail stores; payer authentication services; verification of financial information; dissemination of financial information via the Internet and other computer networks; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; cheque verification and cheque cashing services; automated teller machine services; issuing and redemption of vouchers; data encryption and decryption of financial information; maintenance of financial records; administration of financial affairs; arranging for and providing insurance for buildings, property, land and financial schemes and systems used for the purchase and financing thereof; assurance and insurance brokerage, pension, annuity, savings, investment, financial planning and financial management services; brokerage services in the field of financial instruments; computerized financial advisory services; financial clearing and settlement services; financial clearing house services; computerized financial information services; financial advice and consultancy services; financial advice and information services provided by electronic means; financial advice, consultancy, research and information services; financial advisory and management services; financial affairs, in particular the issuing of credit, debit and/or stored value accounts; financial forecasting; financial information management and analysis services; financial planning, management, research and report services; financial trust operation; organisation and operation of trading markets for financial services and financial instruments; preparation of financial reports and analysis; professional consultancy for the organisation and administration of banking and financial business; providing of financial information; provision of financial information including that provided via telecommunications networks, by online delivery and by way of the Internet and the world wide web and by way of mobile telecommunication networks; services for debiting and crediting financial accounts; merchant banking services; electronic funds transfer and currency exchange services; provision of debit and credit services by means of communication and telecommunication devices (mobile phones); provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of payment cards; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of mobile phones, smartcards or by means of radio frequency identification devices (transponders); provision of financial services by means of a global computer network or the Internet; real estate services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of electronic funds transfer services and on-line transaction facilities; foreign exchange transactions; financial services, namely, investment fund transfer and transaction services; electronic debit and debit transactions; financial affairs, in particular the issuing of credit, debit, prepaid and stored value accounts; issue of phone card services; issue of tokens of value; cash and foreign exchange transactions; electronic cash transactions; securities brokerage account services including an interest bearing feature for uninvested cash, access to cash, margin loans, and debit card services; bank cards, debit cards, cheque verification and cheque cashing, issuing and redemption of travellers cheques and travel vouchers and advisory services relating thereto; issuing and redemption services all relating to travellers cheques and travel vouchers; issuing of travellers' cheques and currency vouchers; electronic processing of insurance claims and payment data; processing payment and other transactions made by mobile phone processing

Services for the transmission of information from a computer stored data bank or via the Internet; telecommunications; telecommunication services; telephone communications; communications by means of mobile telephone; services of transmission of letters, documents, video, audio and other information by means of telefax, telephone, mobile telephone, electronically or by means of other transmission media; data communication services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission of information from a computer-stored data bank or via the Internet; transmission of data through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial and retail services; rental of access time to a computer database; access to a telecommunications network portal, in particular by computer, telephone or television; establishing and providing of communications protocols to facilitate data exchange or data transmission between two or more communications partners; telematic communications via computer terminals (and/or point of sale terminals); computer transmission of information accessed via a code or a terminal; electronic transmission of data, images, and documents via computer terminals; telecommunications by computer terminals, via telematics, satellites, radios, telegraphs, telephones; electronic exchange of data stored in databases accessible via telecommunication networks; exchange of computerized documents; exchange of messages via computer transmission

Design and development of mobile payment terminals, electronic terminals, value transfer terminals, value information terminals and electronic transaction equipment for use in electronic commerce and/or with mobile phones andlor smart cards, magnetic cards and cards or apparatus with radio frequency identification devices (transponders); technical services, namely, banking system services and system integration services for mobile and electronic trading in banking and POS systems; scientific, industrial and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; technical support or consultation services, namely consultation concerning use and operation of a mobile transaction system; programming of electronic and voice communication between buyers, providers for transaction (data and money and other transactions) and merchants; data encryption and decoding services, including cryptography with elliptic curves; electronic security system services for the secure transmission of computer and transaction data; technical services, namely, banking system services and system integration services for mobile and electronic trading in banking and POS systems; electronic system user's identification services; authentication of information, messages and of data; creation of web pages; legal services; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; providing electronic verification of on-line orders of digital content and generating electronic permission codes which then allow users to access said digital content; financial computer network services, designing of data processing programs, design of secure communications apparatus