Apparatus for receiving information from a computer; Computer hardware; Computer programs (downloadable software); Computer programs for commercial transactions; Computer software; Computer software applications (downloadable); Computer terminals for use with credit cards at point of sale; Computers; Personal computer application software; Security apparatus for computers; Security devices for computer hardware; Security devices for computer software; Application software; Downloadable software applications (apps); Electronic financial transaction apparatus; Terminals for processing credit card transactions; Machines for executing remote financial transactions; Machines for bank transactions; Electronic funds transfer machines; Automated teller machines (ATM); Electronic verification apparatus; Identification card verification apparatus; Information verification apparatus; Apparatus for the validation of monetary credit values; Card readers for credit cards; Remote access online electronic information apparatus; Credit card processing terminals; Telephone apparatus adapted for use on credit; Terminals for electronically processing credit card payments; Terminals for the electronic payment of charges with credit cards; Apparatus for payment with magnetically encoded cards; Machine readable devices for cashless payment systems; Electronic point of sale transaction terminals; Connecting devices for data transfer; Wireless communication apparatus; Cards carrying magnetically, optically or electronically recorded or encoded information; Smart cards (machine readable cards); Cards incorporating electronic chips; Machine readable cards; Charge cards (encoded); Bank cards being encoded; Credit cards (encoded); Encoded debit cards; Payment cards being magnetically encoded; Multifunction cards (encoded) for financial services; Multifunction cards (magnetic) for financial services; Secure digital cards; Cards encoded with security features for authentication purposes; Cards encoded with security features for identification purposes; Reading apparatus for magnetic cards; Apparatus for decoding (reading) encoded cards; Apparatus for the transmission of sound or images; Apparatus for the recording of sound or images; Apparatus for the reproduction of sound or images; Apparatus for network communication; Apparatus for processing data; Apparatus for the transmission of data; Data storage apparatus; Data processing equipment; Data security apparatus; Data security instruments; Security control apparatus; Security control instruments; Telephone security instruments; Telephone handsets; Cash registers; Calculating machines; Secure transmission apparatus; Secure transmission instruments; Apparatus for guarding data communication systems against unauthorised access; Scientific apparatus; Scientific instruments; Surveying instruments; Audiovisual photographic instruments

Advisory services relating to banking; Banking; Banking services in relation to the electronic transfer of funds; Card accessed banking services; Computerised banking services; Consultations relating to banking; Electronic banking; Financial banking; Information services relating to banking; Internet banking; Investment banking; Online banking; Personal banking services; Personal financial banking services; Research services relating to banking; Financial services; Financial payment services; Conducting of financial transactions; Financial transaction services; Financial analysis for the purposes of identifying fraudulent financial activity; Card operated financial services; Computerised financial services; Electronic payment services; Payment transaction card services; Collection of fees, payments or tolls (for others); Computerised transfer of funds; Transfer of funds; Financial information; Pension and retirement and superannuation plans and funds; Provision of mortgages; Investment management of funds; Insurance services; Monetary transaction services; Provision of home loans; Corporate funds management; Financial planning; Investment management; Trusteeship; Advisory services relating to finance; Research services relating to finance; Financial information services