Downloadable computer software for automating business processes including expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, customer service, financial reporting, marketing, and preparing sales projections; Downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales, financial management, itinerary management, expense accounting, expense reporting and marketing; Downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronization and enabling predictive analysis and communications about data including receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management

Application service provider (ASP) featuring business process automation software for expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; Software as a service (SAAS) services, featuring business software for expense management, inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer management, and purchasing management and monitoring; Application service provider (ASP) featuring business software for use in online business process automation for sales, financial management, accounting, expense reporting, marketing, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting