Banking, monetary and financial services; deposit services; bank, investment and savings account services; electronic funds transfer services, electronic banking services, mobile phone banking services; cheque clearing services, bill payment services, debt collection services; bank card services, credit, debit and travel card services; foreign currency exchange services, money exchange and transfer services; money order services; issuing travellers' cheques; safe deposit services; provision of finance and loans, mortgage lending, guaranteeing mortgages and loans, financial guarantee and surety services; funds management, funds investment, administration of funds, advisory and consultancy services in relation to funds management and funds investment; financial investment services; brokerage including securities, stock and bond brokerage; trading of shares; share underwriting; share valuation; pension and superannuation services; real estate services, real estate management and valuation services, real estate agency services; trusteeship services, mortgage and superannuation trusteeship services; insurance services, insurance brokerage services, mortgage insurance, insurance underwriting; financial sponsorship; charitable fundraising; information, advisory and consultancy services in relation to banking, finance, investments, real estate and insurance; research services relating to banking, finance, investments, real estate and insurance; all the aforesaid services including services provided online and over a global computer network