Downloadable mobile application for use as a digital wallet, digital assistant, and digital advisor; downloadable mobile application for automating credit card benefits programs; downloadable mobile application for managing credit cards; downloadable mobile application for optimizing credit card benefits programs.

Software as a service (SaaS) services featuring software for credit card rewards optimization; software as a service (SaaS) services featuring software for providing geo-location based credit card recommendation to maximize loyalty points and rewards; software as a service (SaaS) services featuring software for providing transaction notifications and spending tracking tools; software as a service (SaaS) services featuring software for tracking credit card rewards, miles and points; software as a service (SaaS) services featuring software for optimizing credit card rewards programs and loyalty programs.

Hand held tools, hand-operated; Hand tools (hand operated) for cutting; Hand tools (hand operated) for manual use; Hand tools (hand operated) for use by painters (other than brushes); Hand tools (hand operated) for use in camping; Hand tools (hand operated) for use in electronics; Hand tools (hand operated) for use in packing; Hand tools, hand-operated; Manually actuated hand tools (non-electric); Non-electric gardening tools; Non-electric tools for tilers; Blade knives; Folding knives; Knives; Tableware (knives, forks and spoons); Utility knives; Non-electric miniature screwdrivers; Vegetable peelers (hand operated knives); Nail extractors; Can openers, non-electric; Hand appliances (non-electric) for depilating the hairs of the skin; Manicure sets, non-electric; Non-electric can openers; Non-electric flexible screwdrivers; Non-electric precision screwdrivers; Non-electric tile cutters; Tin openers, non-electric; Trimmers (non-electric) for personal use in trimming hair