Chip cards, magnetic coded cards and cards including integrated circuit chips for financial applications; computer software; computer programs (downloadable software); computer software for facilitating commercial transactions through electronic means via mobile telecommunication devices; telecommunications equipment, namely mobile telephones for facilitating commercial transactions; encoded cards for use in point of sale transactions; encoded cards for use in relation to the electronic transfer of funds; post-paid sim cards

Electronic cash transactions; electronic debit transactions; electronic fund transfer services; electronic payment processing services, namely conducting of financial transactions; electronic payment services; financial services, namely provision of contactless mobile payment through merchants at retail locations; financial services provided by mobile telephone connections and retail point-of-sale connections, namely, mobile money transfers, mobile purchasing and electronic payments via mobile phones; financial transaction services, namely, providing secure commercial transactions and payment options; merchant services, namely, payment transaction processing services; payment processing services; payment card services offered by means of radio frequency identification devices; person-to-person payment services through electronic means; providing secure commercial transactions and payment options using a mobile device at a point of sale; providing financial services via mobile telecommunications devices, namely, credit and debit payments systems