Computer software for processing of electronic payments and transferring of funds; computer software for the storage of data; computer software authentication programs that may be downloaded from a global computer network and/or recorded on computer media including smart phones, computer tablets and other related electronic devices; computer software that enables information sharing of data stored in electronic form, including information stored on electronic devices and information stored on online social network websites to facilitate electronic payments and electronic transfer of funds; magnetically encoded credit cards, debit cards, voucher cards and payment cards; data media

Monetary and financial affairs including enabling transfer of funds and purchase of products and services offered by others via a global communications network; financial transaction services including providing secure commercial transactions and payment options of electronic funds using an electronic device via a global communications network; electronic payment including electronic processing and transmission of bill payment data; stored value card authorisation and transaction processing services; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services including credit card services, debit card services, voucher services, issuing credit cards and lines of credit; budgeting services; direct debit services; account debiting services; processing and transmission of bills and payments thereof; payment services; providing guaranteed payment delivery and money market funds; financial sponsorship; payment verification services