Computer software for transferring of funds and processing transactions; computer software for the storage of data; computer software authentication programs that may be downloaded from the Internet and/or recorded on computer media including smart phones, computer tablets and other related electronic devices; computer software that enables information sharing of data stored in electronic form, including information stored on electronic devices and information stored on online social network websites to facilitate transactions; computer software that enables users to connect and purchase products over the Internet; computer software that provides users access to discounted rates, rebates and/or refunds on goods and services purchased online; magnetically encoded credit cards, debit cards, voucher cards and payment cards; data media, bar code and data processing readers; compact discs

Monetary and financial affairs including transfer of funds and purchase of products and services offered by others via the Internet; transaction services including providing secure transactions and payment options of electronic funds using an electronic device via the Internet; services associated with purchasing goods and/or services over the Internet; services for group purchases of goods and/or services over the Internet; stored value card authorisation and transaction processing services; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services including credit card services, debit card services, voucher services, issuing credit cards and lines of credit; budgeting services; direct debit services; account debiting services; processing and transmission of bills and payments thereof; providing guaranteed payment delivery and money market funds; financial sponsorship; payment verification services