Banking, investment and insurance services; providing credit facilities and other financial services; currency and commodity investment account management; bankcard services; bill paying services; commodities brokerage; cash management services; revolving personal lines of credit; credit union services; currency investment account management and advice; escrow services; commodities, gold, mercantile, monetary and security exchanges; mutual funds management; investment funds management; investment planning for retirement; management of mutual funds and private investment accounts; managing real estate for investors; securities analysis; computerised taxation analysis; venture capital financing; foreign exchange trading; interest rate trading; trading in derivatives and other securities; financial and investment research and providing advice based thereon; including all such services provided by means of a computer network, via satellite or over the Internet