Wholesaling and retailing services, including, such services provided online; department stores, specialty stores, discount stores, convenience stores, grocery stores, delicatessens, green groceries, markets, general stores and supermarkets; direct mail and online retailing services; advertising and business services; retail and online marketing and sales promotions including sales promotions at point of sale or purchase; sales promotions by means of display, presentation and demonstration; marketing services, including, direct mail marketing and marketing by electronic means; loyalty related services in this class, including, customer loyalty reward programs; membership services including operation and management of membership schemes; supply (retail) of food and beverages by mail order, via call centres or via the global computer network; business management services including in relation to market research and marketing studies, publicity and public relations and shop window dressing services; registry services (administration services being recording and maintaining lists and information for others); provision of information in relation to all of the foregoing, including provided online or by other electronic means

Financial services, including, banking, payment, credit card, debit card, charge card and stored value electronic services; issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty and frequent buyer schemes; bill payment services; providing means of secure commercial transactions; credit and debit card services; payment authorization, verification, and transaction processing services; electronic payment and funds transfer services; providing electronic processing and maintenance of financial records for payment services, including, credit card and debit card services; stored value electronic purse services; financial consultancy and evaluation; financial management services; services fund investments; insurance services including home insurance, landlord insurance, contents insurance, vehicle insurance, life insurance, travel insurance, personal insurance, business insurance and pet insurance; insurance consultancy, insurance information services, insurance brokerage, insurance claim settlement services; issuing cards for facilitating acquisition of goods and services through settlement of insurance claims; insurance brokerage, insurance quotations; advice relating to all the aforesaid

Retailing services

Financial services; issuing of tokens of value; debit card services, stored-value card services