Software as a service (saas) provider to aid in decision making in the fields of natural and human-induced disaster mitigation and management by using disaster data aggregate analytics specifically for providing cost analytics and statistics, providing predictive insight and foresight disaster statistics, providing reports, as well as the ability to assess and track past and current disaster field operational capacity; software as a service (saas) provider in the field of business risk management and financial risk management in the event of natural and human-induced disasters, namely risk management of emergency response, of public safety and economic consequence mitigation, and of comprehensive community and private sector recovery including capacity assessments, disaster data aggregate analytics, real-time response situational awareness, and decision-support.