Computer software including downloadable computer programs and recorded computer software; computer software including downloadable computer programs and recorded computer software for facilitating financial transactions; computer software including downloadable computer programs and recorded computer software for facilitating transfer of funds; a system for allowing goods and services to be purchased electronically via electronic terminals, such as electronic funds transfer devices and automatic teller machines; magnetically encoded cards including credit cards and debit cards; chip cards and smart cards; encoded cards for use in relation to the electronic transfer of funds

Financial and monetary services including card operated financial services, computerised financial services, conducting of financial transactions, financial payment services, financial transaction services, electronic payment services, payment of bills and accounts for others, payment transaction card services, computerised transfer of funds, electronic funds transfer, transfer of funds, provision of transactional services relating to point-of-sale transactions, card accessed financial services and card operated financial services