Magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories.

Financial services, namely, transaction and payment processing services, payment verification services, payment card authorization, payment clearance and settlement services between financial institutions, switching services for credit cards, debit cards, charge cards and prepaid cards offered through cards with stored value; Financial services, namely, credit card, debit card, charge card and prepaid card transaction authorization and settlement services; credit, debit, charge and prepaid card transaction processing services; cash disbursement via automated teller machines; ATM banking services, namely, processing services for financial transactions by card holders via automatic teller machines; financial services, namely, the provision of contactless mobile payments processing through merchants at retail, online and wholesale locations; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services.

Smart cards, smart card readers, smart card compatible systems and ancillary devices