Computer software and hardware for processing electronic payments; computer software for remotely or wirelessly transferring gratuity payments to third parties via mobile device, smart phone, tablet or computers; authentication software for controlling access to and communications with computers and computer networks; computer and telecommunications hardware, software and peripherals; financial software and accessories for mobile devices, cash registers, and financial software for other point of sale systems; software to allow users to perform electronic business transactions; hardware and software that provides analytic tools for payment processing, to create, manage and optimize customer relationships and loyalty programs, and for business optimization; data processing equipment, computers; computer software; computer software to facilitate payment processing; downloadable software.

Financial services; credit card and debit card transaction processing services; clearing and reconciling transactions via global communications networks; electronic payment processing services; Insurance services; services for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other forms of payments; the provision of analytical tools to facilitate payment processing; electronic credit card transactions; electronic debit transactions; electronic cash transactions; payment transaction processing services; payment processing services, especially, credit card, debit card and gift card transaction processing services; financial transaction services, especially, providing secure commercial transactions and payment options using a mobile device at a point of sale; services for reconciling, namely processing payment transactions based on credit cards, debit cards, gift cards, and other forms of payment; the provision of financial information between and among customers and businesses related to e-commerce transactions; cashless payment services via mobile telephones and SMS; electronic money transfer and payment services; registration and validation of cashless payments; advisory and information services relating to all the aforesaid services.