Apparatus for processing electronic payments; software for processing electronic payments to and from others; computer software; computer application software; inventory software; educational software; downloadable graphics for mobile phones and tablets; downloadable graphics for computers.

Advertising for others, providing consumer product advice, providing commercial information and advice for retailers, providing business information, providing consumer information relating to goods and services of others via an on-line searchable database, advertising on a computer network for others, organization, provision and management of customer loyalty programs; electronic commerce services, namely providing information about products via telecommunication networks for advertising and sales purposes catered to OFWs, all included in this class.