Advertising and promotion services and business and commercial information services relating thereto; marketing services; compilation of business directories; business services, including business management, administration and information services; business services provided on-line from a computer database or the Internet; compilation and provision of business and commercial information; business information services; advertising, business, marketing and promotional appraisal, business consultancy, business information, management, research and organisation services; rental of advertising space; organisation, operation and supervision of sales and promotional incentive schemes and loyalty schemes; marketing research and study services; statistical services; compiling and arranging directories; retail and wholesale services; business services to facilitate the ordering of goods from computer databases or the Internet; provision of e-commerce business solutions; business surveys, appraisals and research; conduct of business studies and preparation of business reports; economic forecasting and analysis for business purposes; market analysis, research and monitoring services for business purposes; providing information, consultation and advisory services for all of the aforementioned, including online

Financial services; banking services; issuing credit, debit, payment and smart cards; accepting and authorising financial transactions; credit, debit and smart card services; electronic funds transfer services; financial information services; payment services using electric and non-electric means; on-line payment services; provision of billing and invoice information services; bill and invoice management services; financial services allowing users to run expense reporting and analytics; financial management services; information and consultancy services concerning all of the foregoing