Computer programs for commercial transactions; electronic financial transaction apparatus; electronic point of sale transaction terminals; encoded cards for use in point of sale transactions; machines for bank transactions; machines for executing remote financial transactions; terminals for processing credit card transactions

Conducting of financial transactions; financial transaction services; monetary transaction services; payment transaction card services

Computer software and systems, mobile phone software, mobile device software, wireless software, authentication processes software and systems, security software processes and systems, banking software and systems, payment software and systems