Financial transaction devices in this class including, debit and credit cards and encoded fund transfer transaction cards, encoded cards, magnetic data carriers, recording discs, financial transaction apparatus including automated teller machines and automatic vending machines, electronic publications including those sold and distributed on line, downloadable electronic publications, electronic apparatus and software for processing of financial transactions

Insurance services; financial services; including banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet

Financial services in this class including banking, credit, debit, and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services, funds transfer, and other financial services in this class provided by building societies, banks or other financial institutions utilising transaction card systems

Counselling services; consulting services being consulting in the personal and social needs of others

Multilingual educational, advisory and training services including but not limited to arranging and conducting instructional lectures, seminars and presentations; educational and training programs delivered in person and by telephone, lending libraries, publication of books, teaching and instructional materials; production of radio and television programs for educational and teaching purposes; publication of texts; competitions and exhibitions for educational purposes; publication of information on the world wide web and participating company intranet; publication of information in multimedia or other electronic form; and other educational services in this class relating to the provision of support services to local and international students