Vouchers; banking cards (other than encoded or magnetic) for credit, debit or remittance purposes; plastic cards (other than encoded or magnetic); printed matter

Advertising and promoting the gift cards of others; distribution of goods being the gift cards of others; retail sales of goods being the gift cards of others; sales promotion by providing e-coupons for downloading and redemption over a user's cell phone; credit card user loyalty programs; remittance card loyalty programs; customer loyalty programs; business management and business administration including provision of records of financial transactions and of information transferred between merchants and consumers