Providing insurance; financial services, namely, providing online stored value accounts in an electronic environment; online banking services; insurance underwriting and insurance advisory services; electronic transfer services for payments for commercial activities; electronic commerce payment services, namely, creating accounts (customer accounts) for use when purchasing goods and services via electronic communications networks; clearing operations; processing and verification services for credit card and debit card payments; issuing credit cards, debit cards and lines of credit; payment processing; telephone banking services.

Software as a service (SaaS); consulting in information technology (IT); providing non-downloadable software via communication links (application service provision); providing temporary use of non-downloadable software; providing online non-downloadable software for processing electronic payments and transferring funds to and from others; providing temporary use of non-downloadable software for enabling payments via the Internet and other communications networks; providing temporary use of non-downloadable software for enabling payments via the Internet and other communications networks to enable the payment of transactions in the computer software programs of others; providing temporary use of non-downloadable software for controlling access to and communication with computers and computer networks; providing an electronic online non-downloadable web-based platform software tht offers multiple payment options and fiduciary transactions via an integrated mobile telephone, PDA (personal digital assistants) and a web-based environment.

Beers; non-alcoholic beverages; mineral and aerated waters; fruit beverages and fruit juices; syrups and other preparations for making non-alcoholic beverages

Photographic developing apparatus; photo printers; photo developing, printing, enlarging or finishing machines and apparatus; photographic instruments and apparatus, and parts and fittings thereof; cinematographic machines and apparatus; optical apparatus and instruments; spectrocolorimeters; spectrometers; measuring devices, electric; digital cameras; telecommunication devices and apparatus, namely, transmitters (telecommunication); image viewers; ink jet printers; printers for use with computers; printers; scanners (data processing equipment); computers; computer programs for configuration and control of computer printers; computer programs, downloadable; electronic machines and apparatus, namely, computer peripheral devices, computer memories, monitors (computer hardware); computer software for image processing; computer software for photo developing apparatus; computer software for printers; computer software for photo editing; electronic publications, downloadable; downloadable image files

Printing types; printers' reglets; addressing machines; typewriters; checkwriters; ink ribbons; electric staplers for offices; sealing machines for offices; stamp obliterating machines for office use; drawing instruments; relief duplicators; paper shredders for office use; mimeographs; printing paper; paper for printers; paper for ink jet printers; paper and cardboard; albums; stationery; printed matter; photo books; paintings and calligraphic works; photographs; photograph stands

Totalisator wagering services, including the provision of these services through computer networks and the Internet