Information technology and audio-visual, multimedia and photographic devices; software; application software; payment software; e-commerce and e-payment software; computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; credit cards and magnetic payment cards; computer software relating to the handling of financial transactions; computer programs relating to financial matters; financial management software; software for facilitating secure credit card transactions

Insurance; insurance consultancy, insurance information; financial services and financial affairs; monetary affairs; electronic payment services; electronic processing of transactions and payments via a global computer network; bill payment services; credit information services; credit assessment; evaluation of the credit worthiness of companies and private individuals; lending and credit services; factoring services; debt collection services; banking service; money transfer services; preparing, processing and tracking electronic payment transactions; loyalty and reward program payment processing services; issuing tokens of value as a reward for customer loyalty