Computer software and mobile applications; bank cards; credit cards; cheque cards; cash cards; cards bearing magnetic data media; debit cards; smart cards; telecommunications apparatus and instruments; counting, data processing and computing apparatus and input and output devices for use therewith; apparatus and instruments for data transmission; network access devices; data storage apparatus; graphical recording apparatus; magnetic recording media and cassettes and cartridges for use therewith; computer programs; teaching apparatus and instruments; electronic data processing programs (software); machine-readable data carriers equipped with programs

Providing temporary use of non-downloadable software; providing temporary use of non-downloadable software for rate quoting, policy issuance, and policy maintenance; scientific and industrial research; computer software and programming services; computer services; lease, hire and rental of computer equipment, hardware, software and programs; structural inspection services; building inspection (surveying); building inspection services (structural and surveying) for insurance purposes; inspection of plant and machinery; engineering consultancy services; energy auditing; building and interior design services; surveying; consultancy, information and advisory services relating to all the foregoing

Providing business advice, consulting services, reports and analysis relating to loss control, loss prevention, risk management, and loss analysis, to commercial business customers; Business management, business administration, business advice, information and inquiries; advertising and business affairs; opinion polling; organization of exhibitions (for commercial or advertising purposes); business risk management consultation; business consultation, namely, providing advice regarding safety and loss programs that identify, mitigate, and prevent risk; business management of insurance programs; data compiling and analyzing in the field of insurance; providing business information to businesses and legal entities; insurance claims auditing services; managing general agency services in the insurance field, namely, providing insurance agent referrals, and providing a pricing program in the field of property and casualty insurance through which members of designated associations, organizations, and groups may be offered or granted downward adjustments in the premiums for such insurance; business services, namely, acting as a business intermediary connecting insurance agents and insurance underwriting companies for the placement of insurance coverages; providing business information to insurance brokers in the field of insurance companies; business services, namely, premium auditing; tracking and monitoring insurance compliance services for others, for business purposes; business record-keeping services for others, for insurance risk management and regulatory compliance purposes; outsource service provider in the field of insurance claims business analytics; insurance lead collection and matching services, namely, matching consumer requests for insurance policy quotes collected over the internet to pre-qualified insurance brokers, agents, and agencies interested in those requests; consultancy, information and advisory services relating to all the foregoing

Insurance; providing an internet website online customer account portal for obtaining information in the field of insurance, risk engineering, loss control, loss prevention, risk management, and loss analysis; online insurance and risk management services in the nature of loss control management for others and consulting therefor, including issuing and following up on insurance recommendations sent to insureds, and conducting activity tracking for loss control risk engineers for insurance purposes

Software program