Computer hardware, firmware and software for electronically processing financial transactions and transactions via credit cards, debit cards, encoded cards, mobile phones and biometric identification; Electrical apparatus for encoding, decoding, transcoding, encrypting, decrypting, recording, transmitting and reproducing information relating to financial transactions; Software providing authentication or identification of individuals cryptographically or biometrically; Payment terminals having radio frequency transmitter for processing transactions made with mobile computing devices; Electronic funds transfer at point of sale terminals and other electronic equipment for processing point of sale transactions; Hardware and software for use in relation to electronic funds transfer at point of sale terminals; Payment terminals that interface with networks and computing equipment, including personal identification number (PIN) pads for electronic funds transfer, electronic payment terminals, balance/transfer terminals and computer peripheral devices, excluding customer PIN selectors

Providing interactive software for the following services via a server, personal computer or mobile computing device: Financial transaction services, being for electronically processing financial transactions and transactions via credit cards, debit cards, encoded cards, mobile phones and biometric identification; Electronic funds transfer services; Credit card, debit card, charge card and stored value prepaid card services, including services via mobile computing devices; Processing monetary transactions via a computer database or via a global information network or via telecommunications or via a mobile device or at the point of sale; Information and advisory services regarding the aforementioned services; Conducting financial transactions; Conducting financial transactions by means of electronic debit or credit cards via mobile computing devices or via a dedicated payment terminal; Conducting financial transactions via a cloud network; Processing of payments for banks; Payment transaction card services

Computer hardware, firmware and software for electronically processing financial transactions and transactions via credit cards, debit cards, encoded cards, mobile phones and biometric identification; Electrical apparatus for encoding, decoding, transcoding, encrypting, decrypting, recording, transmitting, reproducing and amplifying of sound, images or information; Software providing authentication or identification of individuals cryptographically or biometrically; Payment terminals having radio frequency transmitter for processing transactions made with mobile computing devices; Electronic funds transfer at point of sale terminals and other electronic equipment for processing point of sale transactions; Hardware and software for use in relation to electronic funds transfer at point of sale terminals; Payment terminals that interface with networks and computing equipment, including personal identification number (PIN) pads for electronic funds transfer, customer PIN selectors, electronic payment terminals, balance/transfer terminals and computer peripheral devices

Financial transaction services, being for electronically processing financial transactions and transactions via credit cards, debit cards, encoded cards, mobile phones and biometric identification; Electronic funds transfer services; Credit card, debit card, charge card and stored value prepaid card services, including services via mobile computing devices; Processing monetary transactions via a computer database or via a global information network or via telecommunications or via a mobile device or at the point of sale; Information and advisory services regarding the aforementioned services; Conducting financial transactions; Conducting financial transactions by means of electronic debit or credit cards via mobile computing devices or via a dedicated payment terminal; Conducting financial transactions via a cloud network; Processing of payments for banks; Payment transaction card services