Business consultancy in relation to business transformation and organisational change; business project management; project business management and administration; project studies for businesses; writing of business project reports; writing of business project studies; all of the foregoing being in relation to business transformation and organisational change

Software; material downloadable online or via the Internet, including such material relating to insurance products

Advertising; business management and administration services relating to insurance, not relating to employment, recruitment and employee placement services; business services relating to the sale of insurance related products, including medical, disability, retirement and life insurances

Application software; computer software; computer software for business purposes; computer software products

Business training consultancy services; consultancy services relating to education; consultancy services relating to training; educational consultancy services; training consultancy; business educational services; education advisory services; educational consultancy services; provision of education courses; provision of education services via an online forum; provision of educational courses; provision of educational information; publication of educational materials; book publishing; electronic desktop publishing; publishing by electronic means; publishing of books; publishing of documents; publishing of printed matter; publishing services; conducting of educational courses; organisation of training courses; postgraduate training courses; provision of education courses; provision of training courses; business training consultancy services; business training services; all of the foregoing services being in relation to business transformation and organisational change

Administration of financial affairs; monetary affairs consultancy; agency services for securities; brokerage services for securities; brokerage services relating to the securities markets; financial securities; recording the transfer of securities; registration of securities; securities advisory services; securities investment services; securities management; securities settlement; securities trading services; lending against securities; loans against securities; registration of securities; advisory services relating to finance; management of finances; provision of lease-purchase finance facilities; research services relating to finance; trade finance services; computerised banking services; computerised financial services; computerised transfer of funds; advice regarding credit; advisory services relating to credit; consultancy services relating to credit; credit character investigations and reporting; credit rating agencies; financial credit services; issue of letters of credit; preparation of credit rating reports; provision of credit information; revolving credit securities; revolving credit services; providing information, including online, about insurance, financial and monetary affairs and real estate affairs; advice relating to loan recovery services; advisory services relating to loan services; loan services; advice services relating to enhancement of mortgages; advisory services relating to mortgages; agency services for lending on mortgage; provision of information relating to mortgages; advice regarding lending services; agency services for lending on mortgage; lending against securities; brokerage; brokerage advisory services relating to insurance; brokerage of securities; brokerage services relating to debt instruments; brokerage services relating to financial instruments

Communication by computer; communication of information by computer; computer communications for the transmission of information; electronic communication service by means of computer; netcasting (broadcasting over a global computer network); providing access to online computer databases; providing user access to a global computer network and online sites containing information on a wide range of topics; transmission of computerised data; transmission of data by computer; transmission of information on a wide range of topics, including online and over a global computer network; transmission of messages by computer; web portal services (providing user access to a global computer network); electronic bulletin board services (telecommunications services); telecommunications; telecommunications services for the distribution of data

Employment consultancy; employment recruiting consultancy; management consultancy in information analysis

Business training consultancy services; none of the foregoing services being in relation to business transformation and organisational change

Banking and insurance services

Paper, giftwrap, paper boxes, stationery, gift boxes, place mats