Banking, monetary and financial services; deposit services; bank, investment and savings account services; electronic funds transfer services; electronic banking services; cheque clearing services; bill payment services; debt collection services; bank card services; credit, debit and travel card services; foreign currency exchange services, money exchange and transfer services; money order services; safe deposit services; provision of finance and loans, mortgage lending, and loans; financial guarantee and surety services; funds management, funds investment, administration of funds, advisory and consultancy services in relation to funds management and funds investment; financial investment services; brokerage including securities, stock and bond brokerage; trading of shares; share underwriting; share valuation; pension and superannuation services; real estate services, real estate management and valuation services, real estate agency services; trusteeship services; insurance services, insurance brokerage services, mortgage insurance, insurance underwriting; financial sponsorship; charitable fundraising; information, advisory and consultancy services in relation to banking, finance, investments, real estate and insurance; research services relating to banking, finance, investments, real estate and insurance