Banking and financial services and monetary affairs; brokerage, capital and fund investments; guarantees, loans, overdrafts, mortgage banking, mortgage brokerage services, money exchanging, securities brokerage, surety services, underwriting services, insurance, insurance underwriting, insurance information, insurance consultancy services, risk management services; deposits of valuables, financial consultancy, financial evaluation, financial information, financial management, financing services, investment services, wealth creation services; fund and money transfers, electronic funds transfer services, payment systems; cheque verification, travellers cheques, credit and debit card services; banking, financial and monetary services associated with incentive loyalty and rewards schemes, including in relation to accounts held by pharmacists and pharmacies