Financial services, banking services, credit card services, debit card services, pre-paid card services offered through cards with stored value, bill payment and presentment services; point of sale and point of transaction services, transaction authorization and settlement services, electronic funds transfer, electronic payment processing services, credit card and debit card verification, payment transaction authentication and verification services; facilitating person-to-person payment services through electronic means via a global computer network; provision of debit and credit services by means of mobile devices; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; providing financial information, namely, credit and debit card data and reports