Financial services; monetary services; buying and selling currency; foreign monetary exchange; money exchanging services; brokerage services; currency exchange services; foreign exchange services; financial transactions relating to currency swaps; electronic funds transfer; domestic and international transfer of funds; clearing and reconciling financial transactions; payment and financial services, all conducted via a global communications network; bill payment services; providing electronic mobile payment services for others; credit card and payment processing services; electronic foreign exchange payment processing; payment processing services, including providing virtual currency transaction processing services for others; provision of foreign currency; provision of online currency exchange calculators; currency exchange rate quotations; forecasting of foreign exchange rates; provision of financial protection against foreign exchange risks; financial risk management; advisory, consultancy and information services relating to all the aforesaid services